The Consumer Forums

As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible.

Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.

Problems with the DVLA? Don't we all? - here's the place to post.

Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.

This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums.

A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.

The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

Have you been let down by a vet, or had some problem with your pet. If so, then this is the place to seek advice.

Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that.

This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.

If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice

Come here if you think that you have consumer-style problems which are connected to your status as a student

Advice on how to work towards a debt free life

Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?

Your rights when dealing with bailiffs and High Court Enforcement officers

Experian, Equifax, CallCredit etc

They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice.

Tell us your vehicle repo story here - whether it is a failed financed purchase or a LogBook Loan

Advice on some of the formal debt management solutions

Advice and guidance on Scotland specific debt issues

Advice and guidance on dealing with court action by a creditor

Advice on dealing with secured debt

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers.

Tell us your repossession story or seek help here

Advice and guidance on dealing with debt on a personal level

Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php

Post here any general debt questions not covered elsewhere.