Enforceable loan agreement?

craigers · 29th January 2009, 13:56

Does this look enforceable to my learned friends?

jellybabe · 24th March 2009, 09:42

bump...any news on this one?

craigers · 24th March 2009, 11:10

I've actually paid the account off. I'm just looking to get the default removed from my CRFs.

I've just noticed in the data protection statement it says

"Details about you and the conduct of your cahoot account may be passed to credit reference agencies autolinker.com autolinking image

and these details will be used by other lenders and all others authorised to search the credit reference agencies' files, for purposes such as credit assessment of you and members of your household"

Doesn't affect me, but surely I have to consent to my data being used when someone in my household applies for credit? This is surely a breach of the Data Protection Act.

theshuffler · 15th October 2009, 19:45

interested in this one

craigers · 18th October 2009, 15:04

I'm also curious about how the intitial creditor - substituted creditor thing works.

29th January 2009, 13:56	#1 (permalink)
craigers Basic Account Holder Try our eBay sniping service Cagger since : Oct 2008 Posts: 535	Enforceable loan agreement? Does this look enforceable to my learned friends?

24th March 2009, 09:42	#2 (permalink)
jellybabe Basic Account Holder Have we helped you? Please help us by making a donation Cagger since : May 2006 I am in: a world of my own Posts: 998	Re: Enforceable loan agreement? bump...any news on this one?

24th March 2009, 11:10	#3 (permalink)
craigers Basic Account Holder We need funds Please donate something Cagger since : Oct 2008 Posts: 535	Re: Enforceable loan agreement? I've actually paid the account off. I'm just looking to get the default removed from my CRFs. I've just noticed in the data protection statement it says "Details about you and the conduct of your cahoot account may be passed to credit reference agencies and these details will be used by other lenders and all others authorised to search the credit reference agencies' files, for purposes such as credit assessment of you and members of your household" Doesn't affect me, but surely I have to consent to my data being used when someone in my household applies for credit? This is surely a breach of the Data Protection Act.

15th October 2009, 19:45	#4 (permalink)
theshuffler Basic Account Holder Protect your signature with SignGuard Cagger since : Mar 2009 Posts: 207	Re: Enforceable loan agreement? interested in this one

18th October 2009, 15:04	#5 (permalink)
craigers Basic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Oct 2008 Posts: 535	Re: Enforceable loan agreement? I'm also curious about how the intitial creditor - substituted creditor thing works.