26th May 2009, 09:22
| #1 (permalink) |
| Classic Account Holder  |  NCF355 v Egg Hi all, this first post is just an outline that I intend to start action against Egg I hold Egg responsible for the current state my credit file  is in, as when others listened and accepted party payments etc, they just got shirty and applied a defaultI have held off on this for a long time as I wanted to get it right and had a lot of other irons in the fire Wepaons in the armoury: 1) The CCA is the usual circa 2003 rubbish ("approved" limit, etc) 2) When contacted for a copy of the Default noitce, they stated (in writing) that they could not provide a copy as it consisted only of an electronic notice on their screens 3)They pressured me for earlier repayment via a DCA (and received several ŁK) 4) After around a year of silence they assigned it to Cabot I have both a MTG and Car on sub prime and intend suing for at least the difference between these and a "high street" rate, plus general damages for unlawful recission and the return of the monies paid to the DCA I will update over the next few days with a proposed POC (I would add that I have sent a small rainforest in paer to attempt communication with them prior to all this, so I am not just jumping into litigation)
__________________ omnia praesumuntur legitime facta donec probetur in contrarium Anyone afraid of attending court? read this new posting! Read the FAQ's in depth before considering your approach to reclaim the right: http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/ Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional |
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1st June 2009, 04:29
| #2 (permalink) |
| Site Team  Is your bank avoiding its debts Data disclosure poll Cagger since : Dec 2006 I am in: Lancashire
Posts: 13,796
  | Re: NCF355 v Egg I look froward to seeing your proposed POC
__________________ Steven Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial Do you want to know if a credit agreement is enforceable? Rather than sending a PM about a particular agreement, see Consumer Credit Agreements My Claims NatWest Claim 1 Won unconditionally August 2007 NatWest Claim 2 Statements received - on hold NatWest Claim 3 LBA sent - on hold Brighthouse Won unconditionally August 2007 Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra) Next Catalogue - Statements recieved Clydesdale Financial Services Won unconditionally February 2008 Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site. Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there. |
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