Defaulting on Egg CC

jjkay99 · 26th May 2009, 14:59

Hi there,

Im new to this forum but seems to be littered with experts in this field, so was hoping for some advice!!

I cancelled my DD interest autolinker.com autolinking image

repayment of my EGG CC three months ago. I forgot about this and heard nothing from EGG until i received a letter from Fredrickson International who said i owed them £1500 plus solicitors fees etc. They then asked waht i could afford to pay on a monthly basis. I said around £100 but can pay nothing till 28th May. At the end of the call he said that for £1000 i could clear all debt there and then!! What is going on here, seems a bit shady!? I have read a few posts on here, and they suggest that i request a CCA? Sorry for my lack of knowledge for this subject.

Any advice will be gratefully received.

Many thanks
Jk

1mansquest · 26th May 2009, 18:49

It's odd that you've received no communication from Egg over that time. It maybe because they mixed up your contact details and sent correspondence to an old address. Your lack of response would then cause them to sell the debt to Fredrickson Int. who have now caught up with you.

You could begin negotiations for a full and final autolinker.com autolinking image

settlement or require them to supply you with a copy of your agreement, and take it from there. I would certainly check my credit rating to see if you've been defaulted, and you may want to contact Egg to find out what's happened in the last three months.

1MansQuest

26th May 2009, 14:59	#1 (permalink)
jjkay99 Basic Account Holder Is your bank avoiding its debts Data disclosure poll Cagger since : May 2009 Posts: 1	Defaulting on Egg CC Hi there, Im new to this forum but seems to be littered with experts in this field, so was hoping for some advice!! I cancelled my DD interest repayment of my EGG CC three months ago. I forgot about this and heard nothing from EGG until i received a letter from Fredrickson International who said i owed them £1500 plus solicitors fees etc. They then asked waht i could afford to pay on a monthly basis. I said around £100 but can pay nothing till 28th May. At the end of the call he said that for £1000 i could clear all debt there and then!! What is going on here, seems a bit shady!? I have read a few posts on here, and they suggest that i request a CCA? Sorry for my lack of knowledge for this subject. Any advice will be gratefully received. Many thanks Jk

26th May 2009, 18:49	#2 (permalink)
1mansquest Basic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Feb 2009 Posts: 44	Re: Defaulting on Egg CC It's odd that you've received no communication from Egg over that time. It maybe because they mixed up your contact details and sent correspondence to an old address. Your lack of response would then cause them to sell the debt to Fredrickson Int. who have now caught up with you. You could begin negotiations for a full and final settlement or require them to supply you with a copy of your agreement, and take it from there. I would certainly check my credit rating to see if you've been defaulted, and you may want to contact Egg to find out what's happened in the last three months. 1MansQuest