EGG CC & Loan

Dotty50 · 30th May 2009, 11:22

Is it me?

I have CC & Loan with Egg and have emailed recently to ask if they will put the balance of my credit card, which is around £600 onto the loan. I am trying to reduce my outgoings as much as possible due to working reduced hours from this month for a temporary period. Both accounts are up to date and the loan has approx 2 years to go.

They respond with anything but the answer, like phone them to speak to their collections dept! (account not in arrears)!!

Then today replied 'Yes you can apply for a loan'!!

In the process of requesting CCA's on other cards, perhaps I should start the ball rolling with Egg, just trying to get in a position to try and get F & F offers.

cds · 30th May 2009, 16:40

Definately have a look at the cca before refinancing eggs older agreements all seem to be coming back with discrepancies

cds

Dotty50 · 2nd June 2009, 01:34

Thanks cds, probably going to do CCA request this week.

They have replied now and stated not possible to add CC to Loan but I can apply for a new loan consolidating the two.

30th May 2009, 11:22	#1 (permalink)
Dotty50 Basic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Apr 2009 Posts: 814	EGG CC & Loan Is it me? I have CC & Loan with Egg and have emailed recently to ask if they will put the balance of my credit card, which is around £600 onto the loan. I am trying to reduce my outgoings as much as possible due to working reduced hours from this month for a temporary period. Both accounts are up to date and the loan has approx 2 years to go. They respond with anything but the answer, like phone them to speak to their collections dept! (account not in arrears)!! Then today replied 'Yes you can apply for a loan'!! In the process of requesting CCA's on other cards, perhaps I should start the ball rolling with Egg, just trying to get in a position to try and get F & F offers.

30th May 2009, 16:40	#2 (permalink)
cds Basic Account Holder Watch out, there are Claims Touts about! Cagger since : Jan 2009 I am in: east midlands Posts: 368	Re: EGG CC & Loan Definately have a look at the cca before refinancing eggs older agreements all seem to be coming back with discrepancies cds

2nd June 2009, 01:34	#3 (permalink)
Dotty50 Basic Account Holder Try our eBay sniping service Cagger since : Apr 2009 Posts: 814	Re: EGG CC & Loan Thanks cds, probably going to do CCA request this week. They have replied now and stated not possible to add CC to Loan but I can apply for a new loan consolidating the two.