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The Financial Ombudsman Service We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad.

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Old 28th March 2009, 10:22   #1 (permalink)
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Default Lets sort out the Ombudsman campaign-its not good enough

My one and only dealing with the Ombusman will be my last.
Sent a PPI complaint against Black Horse Finance Nov 07
In July 08 an adjudicator deemed in my favour but Black Horse simply disagreed. This meant that the Ombudsmanautolinker.com autolinking image himself had to decide. Even though his adjudictor already deemed in our favour!

The decision didnt come until February 09 and only then because I continually complained about the service and told them I was in financial hardshipautolinker.com autolinking image.

So, 5 weeks after the decision was given in my favour, I still have no PPI back from Black Horse. Haven't heard from them at all and I believe they have totally ignored the Ombudsmanautolinker.com autolinking image decision.

In his letter to them he told them to sort it out "without delay", which made me laugh out load at the time because I knew they would ignore that.

Also, you would think after all this time, the Ombubsman would have told them exactly what they had to pay back in monatery terms, you know, £2000 etc compring of 10 PPI payments of £160 + interestautolinker.com autolinking image = £2000, that sort of thing, but NO, he basically told them to make it up as they see fit. ie-calculate what you think you owe the customer using my decision as your guide!

Simply dreaful service from an under resouced, under funded service.
Where do I sign the petition to sort it out?
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Old 28th March 2009, 13:10   #2 (permalink)
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Default Re: Lets sort out the Ombudsman campaign-its not good enough

So sue the bank which you have the right to do.
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Old 28th March 2009, 16:09   #3 (permalink)
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Default Re: Lets sort out the Ombudsman campaign-its not good enough

Surely I shouldn't have to do that.

Thats what I'm saying!
The Ombudsmans decision should be forced upon the bank.

He stated "without delay" and its already been 5 weeks.

That shouldn't be allowed.
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Old 28th March 2009, 17:47   #4 (permalink)
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Default Re: Lets sort out the Ombudsman campaign-its not good enough

Quote:
Originally Posted by chrisb333 View Post
Surely I shouldn't have to do that.

Thats what I'm saying!
The Ombudsmans decision should be forced upon the bank.

He stated "without delay" and its already been 5 weeks.

That shouldn't be allowed.
Have a search for "complaints about the fosautolinker.com autolinking image". There was a thread on CAG. fosautolinker.com autolinking image do not have enforcement powers.
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Old 28th March 2009, 18:10   #5 (permalink)
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Default Re: Lets sort out the Ombudsman campaign-its not good enough

Quote:
Originally Posted by yourbank View Post
Have a search for "complaints about the fosautolinker.com autolinking image". There was a thread on CAG. fosautolinker.com autolinking image do not have enforcement powers.
No, your having me on.
I searched but can't find the thread!

This isn't what they told me.
They said they have additional powers should anyone not comply.

Didn't say what the powers were though!

Can you find the thread?
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Old 28th March 2009, 20:16   #6 (permalink)
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Default Re: Lets sort out the Ombudsman campaign-its not good enough

Quote:
Originally Posted by chrisb333 View Post
No, your having me on.
I searched but can't find the thread!

This isn't what they told me.
They said they have additional powers should anyone not comply.

Didn't say what the powers were though!

Can you find the thread?
http://www.consumeractiongroup.co.uk...about-fos.html

Have to say that I thought the thread was fantastic in spite of people's views. Very good debate about the fosautolinker.com autolinking image>
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