How do I take HSBC to the courts regarding my bank charges cliam??

Zorro01 · 3rd July 2009, 09:52

Good morning all,

I have been attempting to get my bank charges autolinker.com autolinking image

back for a while now and I have sent them the letter before action autolinker.com autolinking image

and the time has now come to act on what I proposed in my LBA. What do I do next? I know it will be stayed until the outcome of the test case autolinker.com autolinking image

but I just need to know what I have to do etc in relation to registering my claim with the courts.
Thanks for your help becuase I haven't got a clue where to begin.

johnnymitch · 3rd July 2009, 10:58

Hi Zorro , welcome back

Ideally , if you can pop into your local Court and pick up a form N1 - that's all you need for the moment .

It's better to do it this way than on-line because there's lot's more room for your Particulars of Claim (POCs) , they're really stingy on line and you have to try to work out what to leave out without jeopardising your case .

There's advice on this link in how to fill it in:

http://www.consumerforums.com/resour...-now-available

btw, don't forget to add your court fees to the spreadsheet before you submit your claim .

Come back if you need more help .......

Castlebest · 3rd July 2009, 23:32

You can download the N1 form from that link too Johnny and a printer thingy that allows you to save a copy of your completed form in Adobe (PDF) format

pete

Zorro01 · 4th July 2009, 13:56

Thanks guys.
I will fill out the forms save a copy to the comp and then print out and send off the info. If I need any more help I will post it up on here.

Castlebest · 4th July 2009, 23:16

Well done zorro. anything your not sure about just post it up

.

pete

allam · 16th July 2009, 17:11

hi all!!
Just a quick one here. Can i ask for a refund on charges put up against having an agreed overdraft autolinker.com autolinking image

limit and interest on that?

oh and i almost forgot, i got hit by even higher charges for going over my agreed overdraft limit. CAN I GET THIS MONEY BACK AND HOW DO I GO ABOUT IT. THANX EVERYONE

johnnymitch · 16th July 2009, 17:26

Hi allam, welcome to the forum

Could I ask you to please open your own thread on this one - it will mean you get advice specific to your case and not conflicting advice meant for someone else ...

If you go to the top or bottom left of the HSBC main grid, you'll see a 'NEW THREAD' button........ just press that and carry on - you can copy and paste your query from here .....

Better still try this link :

http://www.consumeractiongroup.co.uk...newthread&f=10

Thanks for that - I'll look forward to seeing your thread shortly .....

3rd July 2009, 09:52	#1 (permalink)
Zorro01 Basic Account Holder Your bank owes you an awful lot more money than you realise See here Cagger since : Apr 2009 Posts: 223	How do I take HSBC to the courts regarding my bank charges cliam?? Good morning all, I have been attempting to get my bank charges back for a while now and I have sent them the letter before action and the time has now come to act on what I proposed in my LBA. What do I do next? I know it will be stayed until the outcome of the test case but I just need to know what I have to do etc in relation to registering my claim with the courts. Thanks for your help becuase I haven't got a clue where to begin.

3rd July 2009, 10:58	#2 (permalink)
johnnymitch Gold Account Holder Free trial on our eBay auction sniper Cagger since : Oct 2006 I am in: corrigible Posts: 4,378	Re: How do I take HSBC to the courts regarding my bank charges cliam?? Hi Zorro , welcome back Ideally , if you can pop into your local Court and pick up a form N1 - that's all you need for the moment . It's better to do it this way than on-line because there's lot's more room for your Particulars of Claim (POCs) , they're really stingy on line and you have to try to work out what to leave out without jeopardising your case . There's advice on this link in how to fill it in: http://www.consumerforums.com/resour...-now-available btw, don't forget to add your court fees to the spreadsheet before you submit your claim . Come back if you need more help ....... __________________ Nemo me impune lacessit Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. If you think I've helped you please feel free to tip my scales

3rd July 2009, 23:32	#3 (permalink)
Castlebest Platinum Account Holder Your bank owes you an awful lot more money than you realise See here Cagger since : Feb 2007 Posts: 6,219	Re: How do I take HSBC to the courts regarding my bank charges cliam?? You can download the N1 form from that link too Johnny and a printer thingy that allows you to save a copy of your completed form in Adobe (PDF) format pete

4th July 2009, 13:56	#4 (permalink)
Zorro01 Basic Account Holder Our auction sniper is now live. Try it for free Cagger since : Apr 2009 Posts: 223	Re: How do I take HSBC to the courts regarding my bank charges cliam?? Thanks guys. I will fill out the forms save a copy to the comp and then print out and send off the info. If I need any more help I will post it up on here.

4th July 2009, 23:16	#5 (permalink)
Castlebest Platinum Account Holder Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since : Feb 2007 Posts: 6,219	Re: How do I take HSBC to the courts regarding my bank charges cliam?? Well done zorro. anything your not sure about just post it up . pete

16th July 2009, 17:11	#6 (permalink)
allam Basic Account Holder Worried about companies stealing your signature? Use our new digital signature service Cagger since : Jul 2009 I am in: preston Posts: 2	Re: How do I take HSBC to the courts regarding my bank charges cliam?? hi all!! Just a quick one here. Can i ask for a refund on charges put up against having an agreed overdraft limit and interest on that? oh and i almost forgot, i got hit by even higher charges for going over my agreed overdraft limit. CAN I GET THIS MONEY BACK AND HOW DO I GO ABOUT IT. THANX EVERYONE

16th July 2009, 17:26	#7 (permalink)
johnnymitch Gold Account Holder Protect your signature with SignGuard Cagger since : Oct 2006 I am in: corrigible Posts: 4,378	Re: How do I take HSBC to the courts regarding my bank charges cliam?? Hi allam, welcome to the forum Could I ask you to please open your own thread on this one - it will mean you get advice specific to your case and not conflicting advice meant for someone else ... If you go to the top or bottom left of the HSBC main grid, you'll see a 'NEW THREAD' button........ just press that and carry on - you can copy and paste your query from here ..... Better still try this link : http://www.consumeractiongroup.co.uk...newthread&f=10 Thanks for that - I'll look forward to seeing your thread shortly .....