Case transferred by judge to Mercantile Court and new charges added since

sohoscribbler · 11th December 2006, 07:42

A judge recently transferred my claim against the Halifax to the Mercantile Court, London. Meanwhile the Halifax has continued charging me penalty fees, to the sum of over £1000.

Would I be more likely to reach a swift settlement if I amend my existing claim to include unlawful penalty charges added since I issued my claim? Or is it better to issue a fresh claim? I am aware of the £35 fee for amending an existing claim but the sooner I get the money the better.

Also, the delay in the Halifax's refunding my money has led me to incur a default on a mortgage payment. I simply have not had the money to pay my monthly installments, but would have done without these punitive bank charges autolinker.com autolinking image

. How best do I deal with this?

Isiris · 11th December 2006, 23:15

SOHO

Is this the thread you have with the Halifax already on the Halifax Section. I have posted a reply if it is

BankFodder · 15th December 2006, 06:12

I suggest that you issue a fresh claim. It wil add to the pressure and I would expect that if they settle the first, they will settle the second at the same time.
If they want to have the two claims joined then they can apply to do so.

I suggest that you merely send them a 7 day lba autolinker.com autolinking image

with a schedule and then issue the claim.

sohoscribbler · 15th December 2006, 18:02

Thanks! Unfortunately I have already sent them an initial 14-day request for repayment and said I'll send a second lba autolinker.com autolinking image

if I do not receive a full offer.Not sure I can go back on this now...Also, I'm out of the country till 5 Jan.

11th December 2006, 07:42	#1 (permalink)
sohoscribbler Basic Account Holder Watch out, there are Claims Touts about! Cagger since : May 2006 Posts: 145	Case transferred by judge to Mercantile Court and new charges added since A judge recently transferred my claim against the Halifax to the Mercantile Court, London. Meanwhile the Halifax has continued charging me penalty fees, to the sum of over £1000. Would I be more likely to reach a swift settlement if I amend my existing claim to include unlawful penalty charges added since I issued my claim? Or is it better to issue a fresh claim? I am aware of the £35 fee for amending an existing claim but the sooner I get the money the better. Also, the delay in the Halifax's refunding my money has led me to incur a default on a mortgage payment. I simply have not had the money to pay my monthly installments, but would have done without these punitive bank charges. How best do I deal with this?

11th December 2006, 23:15	#2 (permalink)
Isiris Basic Account Holder eBay user? Find misspellings and zero-bid items Cagger since : Mar 2006 Posts: 735	Re: Case transferred by judge to Mercantile Court and new charges added since SOHO Is this the thread you have with the Halifax already on the Halifax Section. I have posted a reply if it is

15th December 2006, 06:12	#3 (permalink)
BankFodder Site Team The Consumer Action Group Give yourself a better chance with our claims guides and litigation kits Cagger since : Jan 2006 I am in: Please consider making a donation if we have helped you. Thanks Posts: 11,501	Re: Case transferred by judge to Mercantile Court and new charges added since I suggest that you issue a fresh claim. It wil add to the pressure and I would expect that if they settle the first, they will settle the second at the same time. If they want to have the two claims joined then they can apply to do so. I suggest that you merely send them a 7 day lba with a schedule and then issue the claim. __________________ Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me. Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

15th December 2006, 18:02	#4 (permalink)
sohoscribbler Basic Account Holder Protect your signature with SignGuard Cagger since : May 2006 Posts: 145	Re: Case transferred by judge to Mercantile Court and new charges added since Thanks! Unfortunately I have already sent them an initial 14-day request for repayment and said I'll send a second lba if I do not receive a full offer.Not sure I can go back on this now...Also, I'm out of the country till 5 Jan.

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