natwest dsar fob off

jamraz · 11th March 2010, 21:28

hi all,
served a full dsar request (paid the £10 by postal order) on Natwest autolinker.com autolinking image

2 weeks ago, and got a letter last week (with no telephone numbers to contact back on) asking for a signature autolinker.com autolinking image

to confirm my i.d.
i sent them a fax the same day telling them im not obliged to sign anything, i photocopied my drivers license, and defaced my signature on it, and clearly over wrote the date and dsar request on it, and politely told them to stop messing around and send the information to the same address that they have registered, that very one that they sent a default notice too.....
they have replied today requesting another copy as they cannot verify my signature....again it has no contact telephone number, just a fax, and an address...clearly delay tactics.
now do i play ball, reply and tell them as per my last letter they do not need a signature, or do i just report them to the i.c.o.?

zpppp · 12th March 2010, 17:24

Hi there,

My understanding is that they need a signature autolinker.com autolinking image

for data protection purposes - I may be wrong though. I would suggest that you sign on a greyed out box if you are concerned with them using your signature (which if you have an open account, they already have)

BankFodder · 13th March 2010, 06:31

There is a lot of myth about all of this. They aren't going to rip you off on this. If you want the Subject access request autolinker.com autolinking image

then just send them what they want and then go to the next step

jamraz · 23rd March 2010, 21:33

now have some of the s.a.r. information...well none really,
...they have issued copies ofmy p.p.i. insurance terms and conditions autolinker.com autolinking image

, thats all,
apparently they are telling me that credit agreements and applications are not part of the D.S.A.R. ???? despite me highlighting that this was important information, subject to my 1 year old p.p.i. complaint, and claim against imposed bank charges autolinker.com autolinking image

on a dormant account, with no credit facility (yet they have still issued a default against it!)

where do i stand?...how do i best get the credit agreements, as this will show that the p.p.i. was inclusive (on a pre printed form)

maroondevo52 · 23rd March 2010, 21:37

Hi,

Send them a CCA Request.................. ..

http://www.consumerforums.com/resour...request-letter

Regards.

Scott.

jamraz · 23rd March 2010, 22:24

Hi...did This In 2008, When They Had A Collection Agency On The Case (they Havent Followed Up Since), Sent Them A Chq And A Cca Requested (JAN 200

, Got A Reply Saying That They Were No Longer Able To Act On Nat West's Behalf....
So Its Good News That They Are Not Chasing The Balance, But I Have A Default That Needs To Be Removed, And Re Initiating The P.p.i.claim Seems To Be The Best Solution ?????
The Letter Received Yesterday Starts......"on This Occasion I Cannot Locate The Loan Agreements..."

11th March 2010, 21:28	#1 (permalink)
jamraz Basic Account Holder Help the CAG!! Download our toolbar Free trial on our eBay auction sniper Cagger since : Feb 2008 Posts: 27	natwest dsar fob off hi all, served a full dsar request (paid the £10 by postal order) on Natwest 2 weeks ago, and got a letter last week (with no telephone numbers to contact back on) asking for a signature to confirm my i.d. i sent them a fax the same day telling them im not obliged to sign anything, i photocopied my drivers license, and defaced my signature on it, and clearly over wrote the date and dsar request on it, and politely told them to stop messing around and send the information to the same address that they have registered, that very one that they sent a default notice too..... they have replied today requesting another copy as they cannot verify my signature....again it has no contact telephone number, just a fax, and an address...clearly delay tactics. now do i play ball, reply and tell them as per my last letter they do not need a signature, or do i just report them to the i.c.o.?

12th March 2010, 17:24	#2 (permalink)
zpppp Basic Account Holder Help the CAG!! Download our toolbar We need funds Please donate something Cagger since : Jan 2009 Posts: 10	Re: natwest dsar fob off Hi there, My understanding is that they need a signature for data protection purposes - I may be wrong though. I would suggest that you sign on a greyed out box if you are concerned with them using your signature (which if you have an open account, they already have)

13th March 2010, 06:31	#3 (permalink)
BankFodder Site Team The Consumer Action Group Watch out, there are Claims Touts about! Cagger since : Jan 2006 I am in: Please consider making a donation if we have helped you. Thanks Posts: 12,004	Re: natwest dsar fob off There is a lot of myth about all of this. They aren't going to rip you off on this. If you want the Subject access request then just send them what they want and then go to the next step __________________ Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me. Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

23rd March 2010, 21:33	#4 (permalink)
jamraz Basic Account Holder Help the CAG!! Download our toolbar Try our eBay sniping service Cagger since : Feb 2008 Posts: 27	Re: natwest dsar fob off now have some of the s.a.r. information...well none really, ...they have issued copies ofmy p.p.i. insurance terms and conditions, thats all, apparently they are telling me that credit agreements and applications are not part of the D.S.A.R. ???? despite me highlighting that this was important information, subject to my 1 year old p.p.i. complaint, and claim against imposed bank charges on a dormant account, with no credit facility (yet they have still issued a default against it!) where do i stand?...how do i best get the credit agreements, as this will show that the p.p.i. was inclusive (on a pre printed form)

23rd March 2010, 21:37	#5 (permalink)
maroondevo52 Site Team Try our new digital signature service Cagger since : Jun 2006 I am in: Edinburgh Posts: 14,954	Re: natwest dsar fob off Hi, Send them a CCA Request.................. .. http://www.consumerforums.com/resour...request-letter Regards. Scott. __________________ Any advice I give is honest and in good faith. If in doubt, you should seek the opinion of a Qualified Professional. If you can, please donate to this site. Help keep it up and active, helping people like you. PLEASE HELP CAG by downloading our FREE CAG TOOLBAR CAG TOOLBAR

23rd March 2010, 22:24	#6 (permalink)
jamraz Basic Account Holder Help the CAG!! Download our toolbar Watch out, there are Claims Touts about! Cagger since : Feb 2008 Posts: 27	Re: natwest dsar fob off Hi...did This In 2008, When They Had A Collection Agency On The Case (they Havent Followed Up Since), Sent Them A Chq And A Cca Requested (JAN 200, Got A Reply Saying That They Were No Longer Able To Act On Nat West's Behalf.... So Its Good News That They Are Not Chasing The Balance, But I Have A Default That Needs To Be Removed, And Re Initiating The P.p.i.claim Seems To Be The Best Solution ????? The Letter Received Yesterday Starts......"on This Occasion I Cannot Locate The Loan Agreements..."