Nat West Credit Card Settled in full!

drive · 22nd July 2007, 09:51

17/04/07 - I had copies of all my Credit Card statements so started the process and requested my charges back of apx. £700 incurred on my Nat West Visa Card over the last few years.

I received an immediate response from Nat West, informing me they would reply in 10 days.

25/04/07 - Nat West letter: Partial Offer of £280 in full and final autolinker.com autolinking image

settlement, which was calculated as the difference between the original £20 late payment charge amount and their new £12 late payment charge.

11/05/07 -I rejected their offer using the letter in the Templates section on this site, giving them 10 days to pay in full before court action.

Nat West promptly wrote back within a few days, stating they were not going to increase their offer and would not accept the terms in my letter.

Ooops! I really didn't want to go to court and was hoping the claim could be settled amicably.

01.07.07 - I finally (yes, two months later!) got it together and submitted an N1 at my local court.

10.07.07 - Solicitor’s response. Nat West would defend my claim in full!

18.07.07 - Received full settlement by cheque including all charges, 8% interest and court fee. Whoopee! £960

Now how hard was that! No aq autolinker.com autolinking image

. No Court date.

If it wasn't for this site, I would have given up a long time ago and very possibly would have accepted their initial partial offer.

To be fair, Nat West's speed of response to my three letters (and N1) was nothing short of excellent.

I need to let the court know that I've received settlement as soon as the cheque clears.

Now for the big boys. Abbey x2 (apx £8000 - N1's submitted!).

Don't give up! Keep following the advice on this site. Use the templates. It works!!

hedgey06 · 22nd July 2007, 10:09

Drive, what a great result................
CONGRATULATIONS!!!!
And enjoy your winnings!!!

tonycee · 22nd July 2007, 14:11

Fantastic....Congratulations.......

And full credit to NatWest, where credit is due...(no pun intended)

drive · 22nd July 2007, 16:44

Thank you! Thank you!

NitrousOxide · 23rd July 2007, 13:50

Hi,
Well done. If you can a small donation to the site maybe?

22nd July 2007, 09:51	#1 (permalink)
drive Basic Account Holder Give yourself a better chance with our claims guides and litigation kits Cagger since : Apr 2007 Posts: 18	Nat West Credit Card Settled in full! 17/04/07 - I had copies of all my Credit Card statements so started the process and requested my charges back of apx. £700 incurred on my Nat West Visa Card over the last few years. I received an immediate response from Nat West, informing me they would reply in 10 days. 25/04/07 - Nat West letter: Partial Offer of £280 in full and final settlement, which was calculated as the difference between the original £20 late payment charge amount and their new £12 late payment charge. 11/05/07 -I rejected their offer using the letter in the Templates section on this site, giving them 10 days to pay in full before court action. Nat West promptly wrote back within a few days, stating they were not going to increase their offer and would not accept the terms in my letter. Ooops! I really didn't want to go to court and was hoping the claim could be settled amicably. 01.07.07 - I finally (yes, two months later!) got it together and submitted an N1 at my local court. 10.07.07 - Solicitor’s response. Nat West would defend my claim in full! 18.07.07 - Received full settlement by cheque including all charges, 8% interest and court fee. Whoopee! £960 Now how hard was that! No aq. No Court date. If it wasn't for this site, I would have given up a long time ago and very possibly would have accepted their initial partial offer. To be fair, Nat West's speed of response to my three letters (and N1) was nothing short of excellent. I need to let the court know that I've received settlement as soon as the cheque clears. Now for the big boys. Abbey x2 (apx £8000 - N1's submitted!). Don't give up! Keep following the advice on this site. Use the templates. It works!!

22nd July 2007, 10:09	#2 (permalink)
hedgey06 Platinum Account Holder Have we helped you? Please help us by making a donation Cagger since : Jan 2007 Posts: 7,101	Re: Nat West Credit Card Settled in full! Drive, what a great result................ CONGRATULATIONS!!!! And enjoy your winnings!!!

22nd July 2007, 14:11	#3 (permalink)
tonycee Classic Account Holder We need funds Please donate something Cagger since : Apr 2007 I am in: consolable Posts: 1,983	Re: Nat West Credit Card Settled in full! Fantastic....Congratulations....... And full credit to NatWest, where credit is due...(no pun intended)

22nd July 2007, 16:44	#4 (permalink)
drive Basic Account Holder Protect your signature with SignGuard Cagger since : Apr 2007 Posts: 18	Re: Nat West Credit Card Settled in full! Thank you! Thank you!

23rd July 2007, 13:50	#5 (permalink)
NitrousOxide Basic Account Holder Protect your signature with SignGuard Cagger since : Jun 2006 Posts: 791	Re: Nat West Credit Card Settled in full! Hi, Well done. If you can a small donation to the site maybe?

Similar Threads
Thread	Thread Starter	The Consumer Forums	Replies	Last Post
Halifax Credit Card *SETTLED IN FULL*	maddyrose1664	Halifax and IF successes	12	22nd October 2006 13:49
un1boy v Co-Op (Credit Card) SETTLED IN FULL	un1boy	Coop and Smile successes	5	1st October 2006 15:34
West V Halifax *SETTLED IN FULL*	west	Halifax and IF successes	58	8th September 2006 08:38
Full Refund CAPITAL ONE credit card on charges - SETTLED	funkyparott	Other Institutions Successes	8	10th March 2006 18:39