DDWales vs Natwest ***WON***

DDWales · 18th July 2009, 19:21

Im going to start my NW reclaim process next week but need a few answers please!
1. I have both a bank account and Mastercard. Do i send the Subject access request autolinker.com autolinking image

regarding both to this address?

Customer Relations Services Unit
1st Floor Drummond House
Redheughs Avenue
South Gyle
Edinburgh
EH11 9JN

2. A little confused regarding reclaiming charges from the bank account (not Mastercard side). I am aware the OFT case has no barings on the Mastercard (just been refunded of charges plus interest autolinker.com autolinking image

with Barclaycard

) so will press on there regardless.
My quiery is regarding the bank account changes. On the other bank forums Caggers have gone through the Prelim then lba autolinker.com autolinking image

stages and have been successful in getting refunds. On this forum it seems that the general advice is that Natwest will put the claim on hold autolinker.com autolinking image

and thats it-nothing more you can do unless you go to Small Claims?

Any advice much appreciated

DDWales · 19th July 2009, 20:12

Bump

yourbank · 19th July 2009, 20:18

1) no----see the stickies at the top of the forum re Subject access request autolinker.com autolinking image

2) All banks will put a stay on a claim since July 2007.

andyorch · 19th July 2009, 20:20

Bank accounts here

Data Protection Manager
Retail Regulatory Risk
2nd Floor
Business House B
GOGARBUREN
P.O.Box 1000
EDINBURGH EH12 1HQ

As YB states a stay will be imposed but you will be gaining interest autolinker.com autolinking image

from the moment you submit your summons

Andy

DDWales · 23rd July 2009, 11:10

Cheers both.
Just to update. Subject access request autolinker.com autolinking image

sent today by recorded delivery. Will keep you all posted

DDWales · 31st July 2009, 09:08

Using Track and Trace it states that the letter was delivered form the Edinburgh PO Collections office 2 days ago but not signed for as yet by Natwest autolinker.com autolinking image

!

Is this normal!!??

DDWales · 31st July 2009, 22:19

Update. Sent Subject access request autolinker.com autolinking image

regarding A/C and Mastercard last week via recorded. Statements arrived this morning..only had statements back regarding the Current A/C though. Hopefully the Mastercard stuff will arrive shortly... Going to send the Prelim off with table of charges but just noticed a default notice fee. Can i reclaim that too?

yourbank · 1st August 2009, 08:40

Quote:

Originally Posted by DDWales

Update. Sent Subject access request autolinker.com autolinking image

regarding A/C and Mastercard last week via recorded. Statements arrived this morning..only had statements back regarding the Current A/C though. Hopefully the Mastercard stuff will arrive shortly... Going to send the Prelim off with table of charges but just noticed a default notice fee. Can i reclaim that too?

Yes you can

DDWales · 1st August 2009, 13:02

Quote:

Originally Posted by yourbank

Yes you can

Cheers yourbank. Will send this off today. Just waiting for the post to arrive for those Mastercard charges now.....

DDWales · 2nd August 2009, 21:09

Prelim sent with table of charges. Still waiting for the Mastercard stuff though....

DDWales · 14th August 2009, 16:43

Update. A/C Prelim letter giving the standard bog off approach so lba autolinker.com autolinking image

off soon.

Mastercard info back though

A few questions...
When i recently reclaimed with Bcard they paid up pretty quickly. I was advised not to reclaim interest autolinker.com autolinking image

however as they would just prolong things and that they would put on interest anyway (which they did

).
Do the same for Natwest autolinker.com autolinking image

?
Also, how are NatWest in terms of paying out on thier CCds. As good as Bcard or will they try and drag things out to court?

Any opinions appreciated

yourbank · 14th August 2009, 18:46

Natwest

/RBS

usually pay up after 3 letters on credit card claims

DDWales · 14th August 2009, 20:57

Quote:

Originally Posted by yourbank

Natwest

/RBS

usually pay up after 3 letters on credit card claims

Nice

Prelim off for that soon.

Do you reckon i should put interest autolinker.com autolinking image

on as per the above post or just leave it? And will they add on interest anyhow ala BCard?

yourbank · 14th August 2009, 21:03

Quote:

Originally Posted by DDWales

Nice

Prelim off for that soon.

Do you reckon i should put interest autolinker.com autolinking image

on as per the above post or just leave it? And will they add on interest anyhow ala BCard?

Definitely with interest

DDWales · 14th August 2009, 21:05

Tidy. Will get down to it and keep updating. Cheers YB

DDWales · 15th August 2009, 16:57

Right. £314 in charges plus interest autolinker.com autolinking image

=£391.90. Prelim letter going off on Monday recorded delivery!

DDWales · 17th August 2009, 10:50

Just a quick question regarding the Mastercard.
In the stickies, the address for the Prelim letters is in Edinburgh. This address seems generic for A/C and Ccard's. However, the response i had for the Mastercard charges was from Credit Card Services in Southend on Sea. Just wondering whether the Prelim should be sent there instead of the Edinburgh add?

yourbank · 17th August 2009, 14:37

Quote:

Originally Posted by DDWales

Just a quick question regarding the Mastercard.
In the stickies, the address for the Prelim letters is in Edinburgh. This address seems generic for A/C and Ccard's. However, the response i had for the Mastercard charges was from Credit Card Services in Southend on Sea. Just wondering whether the Prelim should be sent there instead of the Edinburgh add?

Southend on Sea

DDWales · 17th August 2009, 16:36

Quote:

Originally Posted by yourbank

Southend on Sea

Nice one YB

DDWales · 20th August 2009, 13:43

Mastercard Prelim sent recorded. Am sitting on the lba autolinker.com autolinking image

regarding the A/C but will be going off when i have 5.

18th July 2009, 19:21	#1 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar eBay user? Find misspellings and zero-bid items Cagger since : Nov 2008 I am in: Wales Posts: 657	DDWales vs Natwest *WON* Im going to start my NW reclaim process next week but need a few answers please! 1. I have both a bank account and Mastercard. Do i send the Subject access request regarding both to this address? Customer Relations Services Unit 1st Floor Drummond House Redheughs Avenue South Gyle Edinburgh EH11 9JN 2. A little confused regarding reclaiming charges from the bank account (not Mastercard side). I am aware the OFT case has no barings on the Mastercard (just been refunded of charges plus interest with Barclaycard) so will press on there regardless. My quiery is regarding the bank account changes. On the other bank forums Caggers have gone through the Prelim then lba stages and have been successful in getting refunds. On this forum it seems that the general advice is that Natwest will put the claim on hold and thats it-nothing more you can do unless you go to Small Claims? Any advice much appreciated __________________ If you believe that this post has helped in any way please click on the scales to the left DDWales Vs Barclaycard-Won http://www.consumeractiongroup.c o.uk/forum/barclaycard/174860-ddwales-barclaycard.html DDWales Vs Natwest-Won http://www.consumeractiongroup.c o.uk/forum/natwest-successes/210090-ddwales-natwest.html -Reclaim the Right- Last edited by DDWales; 18th July 2009 at 20:00. Reason: spelling

19th July 2009, 20:12	#2 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Protect your signature with SignGuard Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Bump

19th July 2009, 20:18	#3 (permalink)
yourbank Gold Account Holder Help the CAG!! Download our toolbar Our auction sniper is now live. Try it for free Cagger since : Jun 2008 Posts: 4,491	re: DDWales vs Natwest *WON* 1) no----see the stickies at the top of the forum re Subject access request 2) All banks will put a stay on a claim since July 2007.

19th July 2009, 20:20	#4 (permalink)
andyorch Gold Account Holder Help the CAG!! Download our toolbar Watch out, there are Claims Touts about! Cagger since : Sep 2007 I am in: somwhere near u Posts: 4,575	re: DDWales vs Natwest *WON* Bank accounts here Data Protection Manager Retail Regulatory Risk 2nd Floor Business House B GOGARBUREN P.O.Box 1000 EDINBURGH EH12 1HQ As YB states a stay will be imposed but you will be gaining interest from the moment you submit your summons Andy

23rd July 2009, 11:10	#5 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Watch out, there are Claims Touts about! Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Cheers both. Just to update. Subject access request sent today by recorded delivery. Will keep you all posted

31st July 2009, 09:08	#6 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Free trial on our eBay auction sniper Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Using Track and Trace it states that the letter was delivered form the Edinburgh PO Collections office 2 days ago but not signed for as yet by Natwest! Is this normal!!??

31st July 2009, 22:19	#7 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Update. Sent Subject access request regarding A/C and Mastercard last week via recorded. Statements arrived this morning..only had statements back regarding the Current A/C though. Hopefully the Mastercard stuff will arrive shortly... Going to send the Prelim off with table of charges but just noticed a default notice fee. Can i reclaim that too?

2nd August 2009, 21:09	#10 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Your bank owes you an awful lot more money than you realise See here Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Prelim sent with table of charges. Still waiting for the Mastercard stuff though....

14th August 2009, 16:43	#11 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Watch out, there are Claims Touts about! Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Update. A/C Prelim letter giving the standard bog off approach so lba off soon. Mastercard info back though A few questions... When i recently reclaimed with Bcard they paid up pretty quickly. I was advised not to reclaim interest however as they would just prolong things and that they would put on interest anyway (which they did). Do the same for Natwest? Also, how are NatWest in terms of paying out on thier CCds. As good as Bcard or will they try and drag things out to court? Any opinions appreciated

14th August 2009, 18:46	#12 (permalink)
yourbank Gold Account Holder Help the CAG!! Download our toolbar Give yourself a better chance with our claims guides and litigation kits Cagger since : Jun 2008 Posts: 4,491	re: DDWales vs Natwest *WON* Natwest/RBS usually pay up after 3 letters on credit card claims

14th August 2009, 21:05	#15 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Our auction sniper is now live. Try it for free Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Tidy. Will get down to it and keep updating. Cheers YB

15th August 2009, 16:57	#16 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Protect your signature with SignGuard Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Right. £314 in charges plus interest=£391.90. Prelim letter going off on Monday recorded delivery!

17th August 2009, 10:50	#17 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Protect your signature with SignGuard Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Just a quick question regarding the Mastercard. In the stickies, the address for the Prelim letters is in Edinburgh. This address seems generic for A/C and Ccard's. However, the response i had for the Mastercard charges was from Credit Card Services in Southend on Sea. Just wondering whether the Prelim should be sent there instead of the Edinburgh add?

20th August 2009, 13:43	#20 (permalink)
DDWales Basic Account Holder Help the CAG!! Download our toolbar Have we helped you? Please help us by making a donation Cagger since : Nov 2008 I am in: Wales Posts: 657	re: DDWales vs Natwest *WON* Mastercard Prelim sent recorded. Am sitting on the lba regarding the A/C but will be going off when i have 5.