Trying to claim ppi GE money transferring the blame to ZENITH please help!

[corcorans1]

Hi,

Started the process to claim back PPI from GE money, sent the 1st template letter to them and they replied blaming ZENITH WINDOWS for the selling of the PPI, who have unfortunately gone into liquidation! can we claim from GE money or do we not have a leg to stand on??

Many thanks
Corcorans1

[alanalana]

Originally Posted by corcorans1

Hi,

Started the process to claim back PPI from GE money, sent the 1st template letter to them and they replied blaming ZENITH WINDOWS for the selling of the PPI, who have unfortunately gone into liquidation! can we claim from GE money or do we not have a leg to stand on??

Many thanks
Corcorans1

Firstly do you have a copy of your original Consumer Credit Agreement?

if not you need to get one by submitting a Subject access request.

If you do have a copy you need to check out the terms on the agreement ie the loan amount and if PPI was added is the PPI included on the Agreement?

let me know and we can proceed from there

aa

[corcorans1]

Thanks aa,
have the agreement will get it out and post reply as soon as i can,

corcorans

[corcorans1]

Hi,
Have looked at the credit agreement that was written out by the salesman for Zenith Windows and the agreement was then with a credit company called FIRST NATIONAL who were taken over by GE MONEY..... bit confusing hey!

The protected Payment premium is clearly stated on the agreement as £776 and its added to the loan. It then states the Monthly rate of interest variable 1.19% and then it states APR: 15.5%.

I have been paying this for 7 years and made the final settlement.

Hope you can advise and thanks
corcorans1

[postggj]

What Are Your Grounds For Misselling

[corcorans1]

These are the grounds........

Dear Sir or Madam,

I purchased the above policy from First National that you took over but now believe that I was mis-sold this policy for the following reasons:

· Due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests.

· This is due to the fact that I was not given the correct information when the policy was sold to me.

· The salesperson stated that taking out the policy was essential for me to get the associated credit and explained that it was compulsory.


Unless you can satisfactorily justify to me that the policy was fair and reasonable I am requesting a full refund of all premiums, and subsequent interest on these payments, that I have paid to date. As I believe I have been deprived of this money I also expect 8% statutory interest, the amount a court would award, to be added to each payment made.

I look forward to a full and prompt response to this letter and for the matter to be concluded within eight weeks or I shall be contacting the Financial Ombudsman to investigate my complaint.

Yours faithfully,

thanks corcorans1

[corcorans1]

Hi,
is there anyone who may be ableto help with this thread Please??

Many thanks
corcorans1