Egg & Ppi

Dega · 26th June 2009, 13:29

Hi

I recently sent an Subject access request autolinker.com autolinking image

request and got all information back.

I honestly can't remember taking out PPI but they have a screen print shown on the bottom of the text box with it ticked.

It really looks like this box was copied and pasted onto the bottom of my application as it is completely out of line with the box above!

Has anyone else experienced this?

Thanks greatly in advance for any help on this matter.

Cheers

dx100uk · 26th June 2009, 14:27

they have to prove you requested PPI, not you have to prove you did not.

claim it back + int!

dx

Dega · 26th June 2009, 15:17

Hi

Thanks for your reply,

So basically reply saying I did not request PPI and I would like "X" amount back which was charged under PPI.

If no reply, I will take the matter to the small claims court.

Is that the correct course of action? Has anyone else had a similar situtaion?

Thanks for reading and any assistance.

Regards

dec22 · 26th June 2009, 18:12

Quote:

Originally Posted by Dega

Hi

Thanks for your reply,

So basically reply saying I did not request PPI and I would like "X" amount back which was charged under PPI.

If no reply, I will take the matter to the small claims court.

Is that the correct course of action? Has anyone else had a similar situtaion?

Thanks for reading and any assistance.

Regards

I had the same with Egg and a loan I had on-line. i don't remember ticking the box but I think when I took it out in 2004 it was pre-ticked and you had to untick the box. On those grounds I have sent it to the fos autolinker.com autolinking image

. Ombudsman autolinker.com autolinking image

really busy and it has been with them since beginning Feb this year. I have seen on the forums that it is a long wait but I am quite happy to wait.

Good luck!

alanalana · 26th June 2009, 23:22

PPI complicated issue due to the variations ie secured/unsecured loan, Credit card, store card, car loan, mortgage some by mail or visit to bank/building society, a lot on line with electronic ticks in boxes or failure to untick preticked boxes. PPI is a minefield and better to research before action.

Use the stickies and follow other threads to get the general feel for the way ahead. Could be a long road but worth it

Dega · 27th June 2009, 09:33

thanks for all your replies and advice, I will do some more reading and keep this updated for all its worth

26th June 2009, 13:29	#1 (permalink)
Dega Basic Account Holder Our auction sniper is now live. Try it for free Cagger since : Mar 2007 Posts: 5	Egg & Ppi Hi I recently sent an Subject access request request and got all information back. I honestly can't remember taking out PPI but they have a screen print shown on the bottom of the text box with it ticked. It really looks like this box was copied and pasted onto the bottom of my application as it is completely out of line with the box above! Has anyone else experienced this? Thanks greatly in advance for any help on this matter. Cheers

26th June 2009, 14:27	#2 (permalink)
dx100uk Platinum Account Holder Protect your signature with SignGuard Cagger since : Dec 2006 Posts: 6,058	Re: Egg & Ppi they have to prove you requested PPI, not you have to prove you did not. claim it back + int! dx

26th June 2009, 15:17	#3 (permalink)
Dega Basic Account Holder Protect your signature with SignGuard Cagger since : Mar 2007 Posts: 5	Re: Egg & Ppi Hi Thanks for your reply, So basically reply saying I did not request PPI and I would like "X" amount back which was charged under PPI. If no reply, I will take the matter to the small claims court. Is that the correct course of action? Has anyone else had a similar situtaion? Thanks for reading and any assistance. Regards

26th June 2009, 23:22	#5 (permalink)
alanalana Site Team Try our new digital signature service Cagger since : Nov 2006 I am in: Cumbria Posts: 4,528	Re: Egg & Ppi PPI complicated issue due to the variations ie secured/unsecured loan, Credit card, store card, car loan, mortgage some by mail or visit to bank/building society, a lot on line with electronic ticks in boxes or failure to untick preticked boxes. PPI is a minefield and better to research before action. Use the stickies and follow other threads to get the general feel for the way ahead. Could be a long road but worth it __________________ I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------ Bank charge successes: Halifax - Full settlement incl interest. HSBC - Settlement, goodwill no admission of liability about 75% of claim. RBS - Settlement, goodwill no admission of liability about 70% of claim. 2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did PPI Successes PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both. 2 claims settled in full with LV without FOS involvement. 2 claims settled in full with HSBC without FOS involvement PPI Claims ongoing with: Cap one Now with the FOS Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS. LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc 1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this.. Post 290 from *RBS PPI Claim Long fight but, WON* Please do not PM me for advice as it may be sometime before I can respond. Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

27th June 2009, 09:33	#6 (permalink)
Dega Basic Account Holder Protect your signature with SignGuard Cagger since : Mar 2007 Posts: 5	Re: Egg & Ppi thanks for all your replies and advice, I will do some more reading and keep this updated for all its worth