Beneficial Finance

wills7 · 27th June 2009, 10:37

I'm currently waiting for my ppi reclaim complaint to be dealt with by the fos autolinker.com autolinking image

, however, they have had the complaint since April last year and it still hasn't been passed to an adjudicator! Has anyone had any joy with a straight forward reclaim from these (or HFC) as i'm seriously considering getting back on to them to get it sorted as i'm struggling to make my payments to them every month and from my calculations what they owe me would pay the loan off! It just seems to be taking an age with the fos autolinker.com autolinking image

and they told me i could only be fast tracked if i was in arrears with my mortgage, which i'm not.... Any advice???

alanalana · 27th June 2009, 19:01

Quote:

I'm currently waiting for my ppi reclaim complaint to be dealt with by the fos autolinker.com autolinking image

, however, they have had the complaint since April last year and it still hasn't been passed to an adjudicator! Has anyone had any joy with a straight forward reclaim from these (or HFC) as i'm seriously considering getting back on to them to get it sorted as i'm struggling to make my payments to them every month and from my calculations what they owe me would pay the loan off! It just seems to be taking an age with the fos autolinker.com autolinking image

and they told me i could only be fast tracked if i was in arrears with my mortgage, which i'm not.... Any advice???

There is absolutely nothing stopping you from phoning or writing to the fos autolinker.com autolinking image

to ask for an update on your case. I know they are busy and getting busier looking at this forum.

Remind the FOS about the fast track issue.

aa

wills7 · 30th June 2009, 13:55

I tried that, they just said they are dealing with cases from Jan 08 and it was just a case of waiting, my case has been with them since March 08 so a long wait for me i think!

Billy55 · 30th June 2009, 19:14

I was wondering why people are referring these claims onto the fos autolinker.com autolinking image

when they could simply issue a claim in the county court autolinker.com autolinking image

? Are there pitfalls people are falling into when taking this course of action, or is it just considered easier to refer onto the fos autolinker.com autolinking image

?

alanalana · 3rd July 2009, 20:37

Quote:

Originally Posted by Billy55

I was wondering why people are referring these claims onto the fos autolinker.com autolinking image

when they could simply issue a claim in the county court autolinker.com autolinking image

? Are there pitfalls people are falling into when taking this course of action, or is it just considered easier to refer onto the fos autolinker.com autolinking image

?

The choice is purely up to the individual. I advise the fos autolinker.com autolinking image

route because if it fails you still have the option of the Court route but not the other way around. Also no FOS fees other than what the company complained against has to pay the FOS £500 per complaint.

Also no initial Court costs paperwork etc and the risk of a legal person on the side of the bank etc being able to put up a fierce fight against a person not familiar with court. You would need to be well prepared IMO.

aa

Billy55 · 9th July 2009, 18:25

are people generally recovering the contractual interest autolinker.com autolinking image

when going down the fos autolinker.com autolinking image

route?

27th June 2009, 10:37	#1 (permalink)
wills7 Basic Account Holder Protect your signature with SignGuard Cagger since : Jul 2006 Posts: 264	Beneficial Finance I'm currently waiting for my ppi reclaim complaint to be dealt with by the fos, however, they have had the complaint since April last year and it still hasn't been passed to an adjudicator! Has anyone had any joy with a straight forward reclaim from these (or HFC) as i'm seriously considering getting back on to them to get it sorted as i'm struggling to make my payments to them every month and from my calculations what they owe me would pay the loan off! It just seems to be taking an age with the fos and they told me i could only be fast tracked if i was in arrears with my mortgage, which i'm not.... Any advice???

30th June 2009, 13:55	#3 (permalink)
wills7 Basic Account Holder Protect your signature with SignGuard Cagger since : Jul 2006 Posts: 264	Re: Beneficial Finance I tried that, they just said they are dealing with cases from Jan 08 and it was just a case of waiting, my case has been with them since March 08 so a long wait for me i think!

30th June 2009, 19:14	#4 (permalink)
Billy55 Basic Account Holder Your bank owes you an awful lot more money than you realise See here Cagger since : Nov 2006 I am in: Manchester Posts: 68	Re: Beneficial Finance I was wondering why people are referring these claims onto the fos when they could simply issue a claim in the county court? Are there pitfalls people are falling into when taking this course of action, or is it just considered easier to refer onto the fos?

9th July 2009, 18:25	#6 (permalink)
Billy55 Basic Account Holder Watch out, there are Claims Touts about! Cagger since : Nov 2006 I am in: Manchester Posts: 68	Re: Beneficial Finance are people generally recovering the contractual interest when going down the fos route?