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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 3rd July 2009, 01:17   #1 (permalink)
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Cagger since : Mar 2007
Posts: 89
crampers Novitiate
Default Ge Money Account Cover Premium

Evening all just checked old documentation from my now settled debenhams card account, I claimed back charges successfully in 2007 but now realise I was paying Account Cover Premium for at least 5 years, now luckily I retained the original credit agreement and surprise, surprise Account Cover Premium not ticked on the original agreement, initial letter letter sent requesting refund.
I await response.
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Old 4th July 2009, 03:38   #2 (permalink)
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Default Re: Ge Money Account Cover Premium

Quote:
Evening all just checked old documentation from my now settled debenhams card account, I claimed back charges successfully in 2007 but now realise I was paying Account Cover Premium for at least 5 years, now luckily I retained the original credit agreement and surprise, surprise Account Cover Premium not ticked on the original agreement, initial letter letter sent requesting refund.
I await response.
Keep at them until you get the PPI back. If you read up on some of the threads in the forum you will be well prepared for the fight. Good Luck

aa
__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

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