ppi reclaiming need help on where to start

harrop87 · 7th March 2010, 21:05

hiya , i have finally taken my head out of the sand and want to start clearing my debts, in doing so i realise that i have missold PPI autolinker.com autolinking image

on two loans from welcome finance and would like help on what to do next, one loan my husband signed for in 2004 was 4000 with ppi but we have no idea of acount number etc, this was topped up in 2007 again with ppi cover we still had no idea it wasnt required to get the loan we were under the impression its just part of the loan package, all are settled and paid in full now but i have no account numbers to put on the Subject access request autolinker.com autolinking image

,

i then took out a seperate loan in 2008 with ppi again didnt know it was a choice, this was reloaned in 2009 without ppi as i was aware theres were more expensive than an independant company and realised i could insist in not buying from welcome on this occasion.

also on behalf of my mother she took out a loan with ppi and paid it off in full within 7 months but from what i can see on paperwork ppi was paid in full for 75% term of loan or thereabouts for early settlement can she still claim.

sorry post is a little erratic i have bitten bullet and want to get balls rolling in next seven days i am aiming to be debtfree in two years sooner if ppi is reclaimed thanks for reading.

maroondevo52 · 7th March 2010, 21:10

Hi,

Regarding not knowing any account numbers, when you make a Subject access request autolinker.com autolinking image

, giving them as much info as possible, like your address ect when you took out the Loans, they should be able to give you everything they have on you.

The PPI autolinker.com autolinking image

issue, sorry I'm not too clued up on PPI, but if you have a good look at the 'stickies' at the top of the Forum, they should give you some idea of how to proceed.

Regards.

Scott.

harrop87 · 7th March 2010, 21:13

cheers scott will post them off tommorrow.

ozzywizard · 7th March 2010, 22:48

Harrop, to avoid confusion on the few claims you have, can I please invite you to start a new thread in the welcome section by clicking here . From the little you posted I am pretty sure we can get your claim for PPI done and you will get a cheque for the premum plus interest autolinker.com autolinking image

plus stat interest. Theres a few that have won over the last few weeks and about 4 more on their final stages and as your account is closed their is no account to ofset so only option is cheque.

7th March 2010, 21:05	#1 (permalink)
harrop87 Basic Account Holder Help the CAG!! Download our toolbar Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : May 2008 Posts: 12	ppi reclaiming need help on where to start hiya , i have finally taken my head out of the sand and want to start clearing my debts, in doing so i realise that i have missold PPI on two loans from welcome finance and would like help on what to do next, one loan my husband signed for in 2004 was 4000 with ppi but we have no idea of acount number etc, this was topped up in 2007 again with ppi cover we still had no idea it wasnt required to get the loan we were under the impression its just part of the loan package, all are settled and paid in full now but i have no account numbers to put on the Subject access request, i then took out a seperate loan in 2008 with ppi again didnt know it was a choice, this was reloaned in 2009 without ppi as i was aware theres were more expensive than an independant company and realised i could insist in not buying from welcome on this occasion. also on behalf of my mother she took out a loan with ppi and paid it off in full within 7 months but from what i can see on paperwork ppi was paid in full for 75% term of loan or thereabouts for early settlement can she still claim. sorry post is a little erratic i have bitten bullet and want to get balls rolling in next seven days i am aiming to be debtfree in two years sooner if ppi is reclaimed thanks for reading.

7th March 2010, 21:10	#2 (permalink)
maroondevo52 Site Team Protect your signature with SignGuard Cagger since : Jun 2006 I am in: Edinburgh Posts: 14,954	Re: ppi reclaiming need help on where to start Hi, Regarding not knowing any account numbers, when you make a Subject access request, giving them as much info as possible, like your address ect when you took out the Loans, they should be able to give you everything they have on you. The PPI issue, sorry I'm not too clued up on PPI, but if you have a good look at the 'stickies' at the top of the Forum, they should give you some idea of how to proceed. Regards. Scott. __________________ Any advice I give is honest and in good faith. If in doubt, you should seek the opinion of a Qualified Professional. If you can, please donate to this site. Help keep it up and active, helping people like you. PLEASE HELP CAG by downloading our FREE CAG TOOLBAR CAG TOOLBAR

7th March 2010, 21:13	#3 (permalink)
harrop87 Basic Account Holder Help the CAG!! Download our toolbar Protect your signature with SignGuard Cagger since : May 2008 Posts: 12	Re: ppi reclaiming need help on where to start cheers scott will post them off tommorrow.

7th March 2010, 22:48	#4 (permalink)
ozzywizard Classic Account Holder Help the CAG!! Make a contribution Protect your signature with SignGuard Cagger since : Jul 2006 Posts: 2,314	Re: ppi reclaiming need help on where to start Harrop, to avoid confusion on the few claims you have, can I please invite you to start a new thread in the welcome section by clicking here . From the little you posted I am pretty sure we can get your claim for PPI done and you will get a cheque for the premum plus interest plus stat interest. Theres a few that have won over the last few weeks and about 4 more on their final stages and as your account is closed their is no account to ofset so only option is cheque.