Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Payment Protection Insurance (PPI)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Notices

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

Reply
 
LinkBack Thread Tools
Old 15th March 2010, 14:03   #1 (permalink)
Posts: 58
Gamba Novitiate
Default Loan query: no record of loan

Hi

On my credit fileautolinker.com autolinking image I have info on a loan. However only the last 4 digits of the account is there plus payment start/end dates. I have sent off this info requesting PPIautolinker.com autolinking image from the Bank (I know I took out PPI) but the Bank has said that they hold no info on the account.

I have not issued a Subject access requestautolinker.com autolinking image but am worried that it's gone walkabout..

Any ideas how to proceed?

Thanks!
Gamba is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 14:04   #2 (permalink)
Default Re: Loan query: no record of loan

sorry - to clarify, meant that even if issue a Subject access requestautolinker.com autolinking image they won't find the info.
Gamba is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 14:22   #3 (permalink)
Platinum Account Holder
Help the CAG!!
Make a donation
 
dx100uk's Avatar
 
Worried about companies stealing your signature? Use our new digital signature service

Cagger since : Dec 2006
I am in: a sort of fire-fighting role here. Hate HFC & their PPI rip-off's - also PPI reclaims calcs.
Posts: 9,741
dx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritative
Default Re: Loan query: no record of loan

oh yes they would

Subject access requestautolinker.com autolinking image them.

dx
dx100uk is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 14:34   #4 (permalink)
 
Protect your signature with SignGuard

Cagger since : Aug 2009
Posts: 58
Gamba Novitiate
Default Re: Loan query: no record of loan

OK - so do you think it's just a fob off?
Gamba is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 14:47   #5 (permalink)
Platinum Account Holder
Help the CAG!!
Make a donation
 
dx100uk's Avatar
 
Protect your signature with SignGuard

Cagger since : Dec 2006
I am in: a sort of fire-fighting role here. Hate HFC & their PPI rip-off's - also PPI reclaims calcs.
Posts: 9,741
dx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritative
Default Re: Loan query: no record of loan

yep

and i bet they say they have destroyed records as its past 6yrs.

limitiations act sec 32c will there fore apply.

dx
dx100uk is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 15:45   #6 (permalink)
 
Protect your signature with SignGuard

Cagger since : Aug 2009
Posts: 58
Gamba Novitiate
Default Re: Loan query: no record of loan

But are they not meant to retain records for 5 years from the date there was a last transaction? Last payment was made in Oct 05 so the five years is not up. First payment was made in Sept 04.
Gamba is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th March 2010, 16:25   #7 (permalink)
Platinum Account Holder
Help the CAG!!
Make a donation
 
dx100uk's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : Dec 2006
I am in: a sort of fire-fighting role here. Hate HFC & their PPI rip-off's - also PPI reclaims calcs.
Posts: 9,741
dx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritative
Default Re: Loan query: no record of loan

Quote:
Originally Posted by dx100uk View Post
yep

and i bet they say they have destroyed records as its past 6yrs.

limitiations act sec 32c will there fore apply.

dx
sorry wrong thread,

dx
dx100uk is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools





The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139