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24th June 2007 21:37 #1
Bank Workers Help With My Mortgage
Hi everyone
ADCA has placed an old default on my credit reference file and has made a " debt search"
What does the bank have access to on mycredit report . I have an excellent relationship with my bank , I have a mortgage and
overdraft with them . all being operated well . I bank with the
Nationwide now
I remeber a staff member atHSBC saying any adverse data they automatically are informed of CCJS defaults ect.
So am worried that an old default ( 5years 10 months old) will have major impact on new finanicial relationship .
I do not need to apply for credit i just want to maintain the current credit line i have with my new bank ( its taken over 5 years to get a normal bank account.)
comments please
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24th June 2007 21:37 # ADS
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