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  1. #1
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    Gogivit Novitiate

    Cagger since Mar 2007
    I am in South Bedfordshire
    Posts 283

    Smile Are the banks stable enough for us to use?

    Whilst banks and financial institutions are credit scoring us, has it not come to a period that we in turn should now be asking them of their financial status?

    Should credit scoring now be made public on the individual banks and loan companies status?

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  3. #2
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    fergal71 Novitiate fergal71 Novitiate fergal71's Avatar

    Cagger since Mar 2006
    I am in liverpool
    Posts 536

    Default Re: Are the banks stable enough for us to use?

    great idea!!!!!!!!

  4. #3
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    dave Informative dave Informative dave's Avatar

    Cagger since Mar 2006
    Posts 4,045

    Default Re: Are the banks stable enough for us to use?

    Indeed, and one that I tried to implement a while back (not just for banks, and not just financial status, but ALL status, and a register of their cock-ups).

    cidb.co.uk - Consumer Information Database

  5. #4
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    gni03349 Novitiate

    Cagger since Apr 2008
    Posts 431

    Default Re: Are the banks stable enough for us to use?

    Maybe a bit of promotion on this site then Dave. I just had a look, and its a great idea... pity it's hardly known about at the moment thats all. As it appears to be your site Dave, why not make a sticky on the front page to advertise it?

    Regards

  6. #5
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    dave Informative dave Informative dave's Avatar

    Cagger since Mar 2006
    Posts 4,045

    Default Re: Are the banks stable enough for us to use?

    I did at one point, then people complained that there was advertising on the rest of the site - like it somehow pays for itself without it?? ;-)

  7. #6
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    gni03349 Novitiate

    Cagger since Apr 2008
    Posts 431

    Default Re: Are the banks stable enough for us to use?

    Just make it an advert then.. and say its "affiliated" or something to this site. Would that work? You can say its paid for too... as I assume you pay for the webhosting for it anyway .

  8. #7
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    dave Informative dave Informative dave's Avatar

    Cagger since Mar 2006
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    Default Re: Are the banks stable enough for us to use?

    I do pay for it out of my own pocket - but to be honest, I'd more or less given up with it on here - too many people complained about the adverts (like 95% of websites in the world don't have advertising or something!??!).

    I just got fed up with the arguing over it - it was meant to help people.

  9. #8
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    gni03349 Novitiate

    Cagger since Apr 2008
    Posts 431

    Default Re: Are the banks stable enough for us to use?

    Ungrateful b*****ds!! lol.

    Anyway, you're the boss, you should be allowed to make your own rules (actually, i see its in your sig too, so if i forget the URL, i'll just have to look for your posts)

  10. #9
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    indebtstudent Informative indebtstudent Informative

    Cagger since Jan 2007
    Posts 1,462

    Default Re: Are the banks stable enough for us to use?

    Personally I have noticed lots and lots of people making sure they hold no more thatn £35,000 with one organisation. Even though they feel the chance of losing the lot is remote I cannot blame them for exercising caution.

  11. #10
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    AA99 Informative AA99 Informative AA99 Informative AA99 Informative AA99's Avatar

    Cagger since Sep 2008
    Posts 2,111

    Default Re: Are the banks stable enough for us to use?

    Yes Dave, since May, things have changed obviously in the banking world, I would so love to see your action implemented..... try it again, things are different now..............

  12. #11
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    fleeced_by_rbos Novitiate

    Cagger since Jan 2007
    I am in London
    Posts 300

    Default Re: Are the banks stable enough for us to use?

    Quote Originally Posted by dave View Post
    I do pay for it out of my own pocket - but to be honest, I'd more or less given up with it on here - too many people complained about the adverts (like 95% of websites in the world don't have advertising or something!??!).

    I just got fed up with the arguing over it - it was meant to help people.
    Dave, I may be getting involved in a small co-hosting company run by a mate of mine, perhaps we can look at getting you some extra cheap hosting! Can't promise anything or perhaps the time has come to look at other possibilities such as spreading the network load over multiple really really cheap hosting solutions.

    I have been investigating Amazonautolinker.com autolinking image's EC2 recently for some of my own projects, it can be dirt cheap. But of course any cost can be a problem.

    I don't know what your computer skills are or anyone else involved in the site for that matter, but I'm a software architect that has been specialising in complex distributed systems for some time, so I may be able to help you work something out. I love a challenge!

    I think your idea is blinding and have thought about it myself beforehand, so would love to see if I can help out on this.
    I wonder if MBNA are the new Enron


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