credit referance agencys

[andys999]

CREDIT AGENCYS set up some 25 years ago via stealth through only 1 commissioners report.
The worrying thing is hardly anyne overseas them,-only a very weak oft has a few rules.
FSA has nothing to do with them,commissionrs office passes the buck to oft.
I found out ANYONE like estate agencys can start up a credit agency without even a credit licence,as they so called "only gather data"
some jobsworth should shut down this immoral activity-and all companies handling credit should revert back to affordabilty i.e view bank statements ect without the need to consult these [EDIT] !!

[Steward]

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