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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
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Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
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Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
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Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK's leading motor offence solicitors
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  1. #1
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    Nicegirl1 Novitiate

    Cagger since Aug 2006
    Posts 53

    Default Court on Wednesday with Cohens - Help!

    My debt with Eggautolinker.com autolinking image was sold onto CL Finance after Egg couldn't produce a copy of the cca. I then got a court claim from Cohens describing the debt as from Barclaycard. I defended immediately and only got a letter from Cohens changing the particulars of claim a week later, they'd tried to backdate it. Cohens provided their usual reply to my defence asking for a copy of the CCA etc but despite several letters to the court and confirmation from them that Cohens have not asked officially for the particulars of claim to be changed, a hearing is listed for Wednesday 27th. Cohens told me that they would be notifying the Court about the change to the particulars but I've heard nothing from them so assume Cohens haven't actually bothered. I don't see how the Judge could make any decision given that I don't have a copy of any agreement and the particulars of claim are in question, but as this situation is a bit complicated, I'd really appreciate some advice from one of you legal experts out there please.

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  3. #2
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    HammyUK Novitiate

    Cagger since Mar 2009
    Posts 154

    Default Re: Court on Wednesday with Cohens - Help!

    I'm sure one the site team will be alog in a minute but AFAIK the judge will bounce it.
    If they have failed to comply with the cca request then its in legal default and they can't move it on until they comply ( doesn't stop them though).
    Take the letters in along with your cca requests and see how longthey last.
    Might be worth ringing their legal dept and pointing that out to them and see if they wake up.
    I know it goes against the normal line of "no calls" but this is a bit different.

  4. #3
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    Nicegirl1 Novitiate

    Cagger since Aug 2006
    Posts 53

    Default Re: Court on Wednesday with Cohens - Help!

    Just to let everyone know that the Court hearing was actually about Cohen's application to change the POCautolinker.com autolinking image. I couldn't have known this as the Court didn't send me a copy of the application. I attended but Cohens didn't and I persuaded the Judge to dismiss their application. We'll now see if they'll try another claim and if they do, I'll be ready!

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