EGG CC & Loan

[Dotty50]

Is it me?

I have CC & Loan with Egg and have emailed recently to ask if they will put the balance of my credit card, which is around £600 onto the loan. I am trying to reduce my outgoings as much as possible due to working reduced hours from this month for a temporary period. Both accounts are up to date and the loan has approx 2 years to go.

They respond with anything but the answer, like phone them to speak to their collections dept! (account not in arrears)!!

Then today replied 'Yes you can apply for a loan'!!

In the process of requesting CCA's on other cards, perhaps I should start the ball rolling with Egg, just trying to get in a position to try and get F & F offers.

[Steward]

You can use Google to search the web using these links below:-

[cds]

Definately have a look at the cca before refinancing eggs older agreements all seem to be coming back with discrepancies

cds

[Dotty50]

Thanks cds, probably going to do CCA request this week.

They have replied now and stated not possible to add CC to Loan but I can apply for a new loan consolidating the two.

[Dotty50]

Not done anything with Egg until now and I have got my ORIGINAL CCA!

I will post it up as soon as I have access to my scanner at work.

I have just cancelled the direct debit and they have already called me from their collections dept, despite the account being up to date! Although I have broken the terms of the agreement by stopping the DD.

I am going to request my CCA from them and see what they produce, may be interesting!