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  1. #1
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    TINK660 Novitiate

    Cagger since May 2006
    Posts 322

    Default Barclaycard Accidental Death Cover

    Hi everyone,

    I can vaguely remember a phone callautolinker.com autolinking image from Barclaycard (must have been back in 2001 because that is when it was added to my account) about Accidental Death cover but obviously cant remember the conversation.
    I believe that I was cajoled into buying it as I was unemployed (housewife) at the time and we had other insurances to cover us for this eventuality.

    Anyway, on going through my paperwork in relation to PPIautolinker.com autolinking image, I decided to cancel this insurance and phoned Barclaycard to do so. I was told that they couldnt cancel the insurance and that I would have to contact Stonebridge Insurance and given a telephone number to ring.

    When I rang Stonebridge they informed me that I couldnt cancel the insurance as it was for my husband! and they would need a letter from him in order to cancel the insurance.

    I want to reclaim the payments made already on this (they come to approx £500) I understand that it is not the same as PPI but does anyone know where I stand on this issue. I cant believe that I was making the payments out of my account but my husband had to cancel it - was sort of practice is that!

    Funnily enough I have missed a few phone callsautolinker.com autolinking image from Stonebridge who leave a message that they want to talk to me about an insurance offer but they dont leave a number and say they will call again. I suspect it is a sales call but I would like to be armed with some ammunition when they ring again!

    Any advice greatly appreciated

    Thanks
    GE MONEY - DEBENHAMS CARD
    Settled in full after prelim

    MBNA
    Settled after LBA
    however mistake made by me on contractual interest so going after the rest now
    SETTLED IN FULL JAN 2007

    MINT
    Offer after prelim rejected
    Settled in full after LBA


    to go:
    Barclays Bus Ac - to mcol
    Barclays CC - to mcol
    Nat West (over 6 years) no action taken yet
    Creation Financial - awaiting statements since Dec
    Goldfish - offer after prelim rejected
    and some more

  2. # ADS
    Site Team

    Cagger since
    Feb
    Posts
    2007


    You can use Google to search the web using these links below:-



  3. #2
    Site Team
    alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

    Cagger since Nov 2006
    I am in Cumbria
    Posts 4,631

    Default Re: Barclaycard Accidental Death Cover

    Hi everyone,

    I can vaguely remember a phone call from Barclaycard (must have been back in 2001 because that is when it was added to my account) about Accidental Death cover but obviously cant remember the conversation.
    I believe that I was cajoled into buying it as I was unemployed (housewife) at the time and we had other insurances to cover us for this eventuality.

    Anyway, on going through my paperwork in relation to PPIautolinker.com autolinking image, I decided to cancel this insurance and phoned Barclaycard to do so. I was told that they couldnt cancel the insurance and that I would have to contact Stonebridge Insurance and given a telephone number to ring.

    When I rang Stonebridge they informed me that I couldnt cancel the insurance as it was for my husband! and they would need a letter from him in order to cancel the insurance.

    I want to reclaim the payments made already on this (they come to approx £500) I understand that it is not the same as PPI but does anyone know where I stand on this issue. I cant believe that I was making the payments out of my account but my husband had to cancel it - was sort of practice is that!

    Funnily enough I have missed a few phone calls from Stonebridge who leave a message that they want to talk to me about an insurance offer but they dont leave a number and say they will call again. I suspect it is a sales call but I would like to be armed with some ammunition when they ring again!

    Any advice greatly appreciated

    Thanks

    Tink I think this may be Barclaysautolinker.com autolinking image sidestepping the issue and blaming Stonebridge. If you have original Agreements and they are on barclays headed paper then that is where to claim if the agreement is with stonebridge and they have signed a cca then that is the approach.

    My guess is any agreement will be on barclays headed paper and stonebridge will be a broker arranging the Insurance and barclays will be charging you a fortune for an allegedly cheaper option from stonebridge.

    SARautolinker.com autolinking image again on this issue get all the documentation you can before commencing battle.

    aa
    record your callsautolinker.com autolinking image Follow this link to read the review of the Truecall telephone recorderautolinker.com autolinking image and call manager.
    This is the Rolls Royce of call recorders.
    It's a bit pricey but if you buy it with our special offer you will get it at cost: about 20% discount.
    How much do we make on the deal? - Nothing at all.
    You can also buy cheaper devices from Maplins. Truecall is the best - but the important thing is to record your callsautolinker.com autolinking image.


    __________________
    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

  4. #3
    Basic Account Holder
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    TINK660 Novitiate

    Cagger since May 2006
    Posts 322

    Default Re: Barclaycard Accidental Death Cover

    Well todays update day - I had completely forgotten about this one but have now written to Stonebridge asking for all my payments back. Lets see what happens with this one - not too sure about it because it is not PPIautolinker.com autolinking image.

    Tink

  5. #4
    Site Team
    alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

    Cagger since Nov 2006
    I am in Cumbria
    Posts 4,631

    Default Re: Barclaycard Accidental Death Cover

    Still with you on this one I may be slow but my mind is sort of consentrated
    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

  6. #5
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    questioner Novitiate questioner's Avatar

    Cagger since Apr 2007
    Posts 838

    Default Re: Barclaycard Accidental Death Cover

    I also have discovered that accidental death cover has been on a BC policy for years.... what's the latest on this lot?

    any success in getting it back?

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