Thread: limitation period to reclaiming
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21st June 2009 17:13 #1
limitation period to reclaiming
Hi,
could somebody confirm that you cannot claim backPPI from 2000 to 2001 because it is outside the limitation period.
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21st June 2009 17:13 # ADS
You can use Google to search the web using these links below:-
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21st June 2009 17:19 #2Classic Account Holder
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Cagger since Jun 2006
I am in Crawley
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Re: limitation period to reclaiming
This is incorrect.
WithPPI mis-selling, it is when you became aware of the mis-selling.
Jogs
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21st June 2009 17:23 #3
Re: limitation period to reclaiming
I have a claim with solicitors i have just recieved a letter stating they can't pursue these loans because there repaid & over
6 years .
doesn't look good if they have got this wrong.
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21st June 2009 17:27 #4Classic Account Holder
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21st June 2009 17:28 #5Classic Account Holder
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Cagger since Jun 2006
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Re: limitation period to reclaiming
My loan was with
Lloyds and 2001
http://www.consumeractiongroup.co.uk...lla+lloyds+ppi
Have a look here.
JOgs
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21st June 2009 17:35 #6
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21st June 2009 18:08 #7
Re: limitation period to reclaiming
Hi Jogs,
Thanks for that this is what i thought,
they had all the info for months deciding if i had a case,then sent me forms to fill in for each loan.
Each set off forms stated they were claiming for mis-selling ofPPI & secret commissions. Now 6-7 weeks after i returned the forms their moving the goal posts saying they can't claim for PPi because they were repaid & over six years.
really don't no what's going on now, im in court on thursday with blackhorse for repossession, they said they have wrote to the lender asking to adjourn until the PPi & other issue's are resolved.
If blackhorse don't agree to this, they have asked me to take their letter to court & ask the judge for an adjournment.
I thought they would represent me in court, but they claim my repossession hearing is entirely a seperate issue.
Funny thing is i believe they owe me more back in PPi they i owe them on the loan.
In a RIGHT mess do you think i should post up on the legal forum for advice.
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21st June 2009 20:19 #8
Re: limitation period to reclaiming
Hello masmit,Hi Jogs,
Thanks for that this is what i thought,
they had all the info for months deciding if i had a case,then sent me forms to fill in for each loan.
Each set off forms stated they were claiming for mis-selling ofPPI & secret commissions. Now 6-7 weeks after i returned the forms their moving the goal posts saying they can't claim for PPi because they were repaid & over six years.
really don't no what's going on now, im in court on thursday with blackhorse for repossession, they said they have wrote to the lender asking to adjourn until the PPi & other issue's are resolved.
If blackhorse don't agree to this, they have asked me to take their letter to court & ask the judge for an adjournment.
I thought they would represent me in court, but they claim my repossession hearing is entirely a seperate issue.
Funny thing is i believe they owe me more back in PPi they i owe them on the loan.
In a RIGHT mess do you think i should post up on the legal forum for advice
You have left it rather late to be posting if you are in court for repossesion on thursday
You would certainly not receive any PPI refund to offset any outstanding debts in this time the best I can suggest is to seek advice from the legal forum and/repossession forum. here are the links....
Legal Issues
Repossessions
I hope you can get some assistance here.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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22nd June 2009 06:08 #9
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