Thread: BOS Preference Account PPI Query
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26th June 2009 07:43 #1
BOS Preference Account PPI Query
I am wondering if anyone can help solve a bit of a mystery?
I am helping my father withPPI claims
He has PPI on aBOS preference account credit card however, he cannot remember actually ever applying for any account with BOS plus there is no BOS for the towns he visits
BOS really isn’t my parent’s thing – they were too busy being fleeced byBarclays ! They have absolutely nothing else with BOS.
I remember reading on the site somewhere that some people received these cards and accounts completely unsolicited after taking out loans or car finance …. Now that could be the answer or at least a clue but is something I have never come across personally before so I am a bit in the dark.
He has had lots of cars and finance with Peugeot and also one with VW
Can anyone shed any further light on this please so I can start searching on the right places and asking the right questions?
Many Thanks
T
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26th June 2009 07:43 # ADS
You can use Google to search the web using these links below:-
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26th June 2009 11:04 #2Site Team
Cagger since Nov 2006
I am in Cumbria
- Posts 4,631
Re: BOS Preference Account PPI Query
Hello T,
I am wondering if anyone can help solve a bit of a mystery?
I am helping my father withPPI claims
He has PPI on aBOS preference account credit card however, he cannot remember actually ever applying for any account with BOS plus there is no BOS for the towns he visits
BOS really isn’t my parent’s thing – they were too busy being fleeced byBarclays ! They have absolutely nothing else with BOS.
I remember reading on the site somewhere that some people received these cards and accounts completely unsolicited after taking out loans or car finance …. Now that could be the answer or at least a clue but is something I have never come across personally before so I am a bit in the dark.
He has had lots of cars and finance with Peugeot and also one with VW
Can anyone shed any further light on this please so I can start searching on the right places and asking the right questions?
Many Thanks
T
I would start by sending aSubject access request to the BOS the statutory fee is £10.00......Full SAR for ppi
or this link Data Protection Act 1998 - Subject Access Request
This should throw up any data in relation to your father. He will need to sign the letter or sign a letter authorising you to act on his behalf.
This is always the best starting point.
aaI have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
- Posts 4,631
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