Thread: M & S refusal
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2nd July 2009 07:58 #1
M & S refusal
OH has received the following from M & S after her second letter requesting refund of
PPI premium. (basis of claim is she was self-employed at the time)
Are M & S correct in what they say regarding not being an authorised intermediary at the time of the sale?
Thanks
C
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2nd July 2009 07:58 # ADS
You can use Google to search the web using these links below:-
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4th July 2009 03:15 #2Site Team
Cagger since Nov 2006
I am in Cumbria
- Posts 4,631
Re: M & S refusal
Send a copy of this letter and a complaint to the Financial
Ombudsman Service. Let thefos make the decision not M&S.
Links that may help with your claim for Mis-soldPPI
Financial Ombudsman Service
The FSA has outlined 6 outcomes which it aims to achieve:
Treating customers fairly
http://www.fsa.gov.uk/pubs/other/tcf_deadline.pdf
Have a look in here to see if there is further info that could help.
links
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
- Posts 4,631
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4th July 2009 07:10 #3 Re: M & S refusal
alanalana
Thanks. Will follow your advice.
Regards
C
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