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Small Claims Kit Small Claims Court Guide
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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£19.99 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK's leading motor offence solicitors
£9.99 + £1.50 (P&P)

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  1. #1
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    tawnyowl Highly informative tawnyowl Highly informative tawnyowl Highly informative tawnyowl Highly informative tawnyowl Highly informative tawnyowl Highly informative tawnyowl's Avatar

    Cagger since Dec 2006
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    Default Abbey taking money from child benefit,tax credits and housing benefits.

    I met a lady last week who while we were chatting about this and that i mentioned the CAGautolinker.com autolinking image and bank charges etc.She then proceeded to tell me one of the strangest charge storys,i have heard.She has been on benefits for a good few years receiving child benefits,tax credits,and housing benefits.She like many has missed now and again a few direct debits.She told me over the last few years over 1k has been removed.I asked a few more questions.By this time she must have thought i didnt believe her,so she said meet me here next week same time.Ok i said i will.And i did.She produced bank statements and it was all true,including one week that despite being clearly marked CB,that had been taken-TC,had been taken,and HB had been part taken.I really at the moment have nothing else to say except shame on you Shabby -Abbey.Tawnyowl,

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  3. #2
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    eyeofhorus Novitiate

    Cagger since Aug 2007
    Posts 68

    Default Re: Abbey taking money from child benefit,tax credits and housing benefits.

    All banks do this, benefits are source of income like wages are.

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    havinastella Highly informative havinastella Highly informative havinastella Highly informative havinastella Highly informative havinastella Highly informative havinastella Highly informative havinastella Highly informative havinastella's Avatar

    Cagger since Jun 2006
    I am in Crawley
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    Default Re: Abbey taking money from child benefit,tax credits and housing benefits.

    Quote Originally Posted by eyeofhorus View Post
    All banks do this, benefits are source of income like wages are.
    TOTAL RUBBISH!

    Look Here

    http://www.consumeractiongroup.co.uk...-benefits.html

    Benefits should not be used to pad a Banks pocket.

    There is legislation for this somewhere.

    Jogs

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    yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative

    Cagger since Jun 2008
    Posts 4,491

    Default Re: Abbey taking money from child benefit,tax credits and housing benefits.

    Quote Originally Posted by havinastella View Post
    TOTAL RUBBISH!

    Benefits should not be used to pad a Banks pocket.

    There is legislation for this somewhere.

    Jogs
    you're wrong with regards to the bank taking charges. I hope you are talking social security administration act 1992 section 187 which is not bank charges within the legislation or Tax credit act 2002, s.45 for the same reason.

    The OP can use their right of appropriationautolinker.com autolinking image of course.

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    eyeofhorus Novitiate

    Cagger since Aug 2007
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    Default Re: Abbey taking money from child benefit,tax credits and housing benefits.

    The banks pockets would not be 'padded' if customers did not incur bank charges as you put it. Makes no difference if they are on benefits or earning a wage, if they go overdrawn and bounce cheques etc the bank charge them.

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    pezz1753 Novitiate

    Cagger since Mar 2009
    I am in Manchester
    Posts 89

    Smile Re: Abbey taking money from child benefit,tax credits and housing benefits.

    I believe this is the actual wording of the legislation you are seeking:Social Security Administration Act 1992 Miscellaneous Certain benefit to be inalienable **187- Subject to the provisions of this Act, every assignment of, or charge on-(a) benefit as defined in section 122 of the Contributions and Benefits Act;(b) any income-related benefit; or(c) child benefit,and every agreement to assign or charge such benefit shall be void; and, on the bankruptcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors. Hope it helps! Pezz1753

  8. #7
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    yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative yourbank Authoritative

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    Default Re: Abbey taking money from child benefit,tax credits and housing benefits.

    Quote Originally Posted by pezz1753 View Post
    I believe this is the actual wording of the legislation you are seeking:Social Security Administration Act 1992 Miscellaneous Certain benefit to be inalienable **187- Subject to the provisions of this Act, every assignment of, or charge on-(a) benefit as defined in section 122 of the Contributions and Benefits Act;(b) any income-related benefit; or(c) child benefit,and every agreement to assign or charge such benefit shall be void; and, on the bankruptcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors. Hope it helps! Pezz1753

    Assignment as defined is not bank charges.

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