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  1. #1
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    The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

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    Default Has your case been stayed pending a test case

    Barlcays has stated settling the cases which have been tranferred to the Mercantile Court as test cases.

    If your cases has been stayed pending a test case then you should contact your court and tell them about this and request that your stay be removed.
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  3. #2
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    purp72 Novitiate

    Cagger since May 2006
    Posts 44

    Default Re: Has your case been stayed pending a test case

    For all those whose cases are currently stayed at Cardiff county courtautolinker.com autolinking image -

    I have just spoken to the court and have been informed that the circuit judge (His Hon. Judge Hickinbottom)and the head district judge will be meeting later this week to discuss what approach to take with all of the bank charges cases currently stayed (particularly as Williams v Barclaysautolinker.com autolinking image Bank now appears to have been settled - although it's not clear that this information has filtered through to the court yet).

    The listing's clerk did also indicate that the judges might chose another case as a "test-case" but that everyone who had applied for removal of the stay should hear something by the middle of next week.

  4. #3
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    Number6 Informative Number6 Informative Number6 Informative Number6 Informative Number6 Informative Number6's Avatar

    Cagger since Jun 2006
    I am in Midlands
    Posts 1,698

    Default Re: Has your case been stayed pending a test case

    Quote Originally Posted by purp72
    For all those whose cases are currently stayed at Cardiff county courtautolinker.com autolinking image -

    I have just spoken to the court and have been informed that the circuit judge (His Hon. Judge Hickinbottom)and the head district judge will be meeting later this week to discuss what approach to take with all of the bank charges cases currently stayed (particularly as Williams v Barclaysautolinker.com autolinking image Bank now appears to have been settled - although it's not clear that this information has filtered through to the court yet).

    The listing's clerk did also indicate that the judges might chose another case as a "test-case" but that everyone who had applied for removal of the stay should hear something by the middle of next week.
    When will the judges realise the no case will get to court? Do they actually live in the real world and keep up with current events because if they did they would know that the banks always settle out of court.

    All they do by staying cases is to play into the banks hands.

    Pete

  5. #4
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    purp72 Novitiate

    Cagger since May 2006
    Posts 44

    Default Re: Has your case been stayed pending a test case

    When will the judges realise the no case will get to court? Do they actually live in the real world and keep up with current events because if they did they would know that the banks always settle out of court
    While I do agree with you in principle, if you look at it from the court's point of view, they suddenly have all these extra small claims actions landing on their doorstep. Allocating hearings for all of these claims will take up a lot of court time. The time for this in the court's diary still needs to be allocated, irrespective of whether there is settlement before hearing. In fact, I think that the courts do understand that the banks are settling out of court - which is why they are trying to force a "test-case" - because otherwise they are allocating a large proportion of the court's time for hearings which will never take place. If the banks are leaving settlement until the last possible moment, it then means that the allocated court time cannot be filled with other hearings . The courts are simply trying to ensure that there is effective use of the court's time.

    However, if you are stuck in the middle (like me and many others), this does not help....

  6. #5
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    Number6 Informative Number6 Informative Number6 Informative Number6 Informative Number6 Informative Number6's Avatar

    Cagger since Jun 2006
    I am in Midlands
    Posts 1,698

    Default Re: Has your case been stayed pending a test case

    Quote Originally Posted by purp72
    While I do agree with you in principle, if you look at it from the court's point of view, they suddenly have all these extra small claims actions landing on their doorstep. Allocating hearings for all of these claims will take up a lot of court time. The time for this in the court's diary still needs to be allocated, irrespective of whether there is settlement before hearing. In fact, I think that the courts do understand that the banks are settling out of court - which is why they are trying to force a "test-case" - because otherwise they are allocating a large proportion of the court's time for hearings which will never take place. If the banks are leaving settlement until the last possible moment, it then means that the allocated court time cannot be filled with other hearings . The courts are simply trying to ensure that there is effective use of the court's time.

    However, if you are stuck in the middle (like me and many others), this does not help....
    Slight crossed wires I think. I agree with what you say.

    My annoyance is caused by the courts not seeing that by attempting to force a test case they are in fact causing more delays in the court system as a whole. The "test cases" are never going to get to court so more and more stayed casesautolinker.com autolinking image will build up thus clogging the system more.

    Pete

  7. #6
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    purp72 Novitiate

    Cagger since May 2006
    Posts 44

    Default Re: Has your case been stayed pending a test case

    Sorry I obviously misunderstood you - I agree that, as a result of the approach being taken in Cardiff (and elsewhere) the courts will get clogged up with applications for removals of stays. It's a vicious circle.

  8. #7
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    Cagger since Jun 2006
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    Default Re: Has your case been stayed pending a test case

    Thanks, and execellent work PURP.
    I am following your thread with massive interestautolinker.com autolinking image!

    Thanks for keeping us informed.

    TOP MAN!

  9. #8
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    solidstan1 Novitiate solidstan1's Avatar

    Cagger since Jun 2006
    Posts 54

    Default Re: Has your case been stayed pending a test case

    Just a Quick Thought!

    I know its not upto any of us to tell the courts what to do!, BUT
    Why cant the courts issue 1 court date (of the same date)to everyone, to have one hearing for the whole lot of us in one go.
    This way saving court man hours. The be all and end all!
    Either the banks pay us all, or face the big test case.

    Is anyone in a position to sugguest this to the courts.
    OR EVEN, could one person bring on a case on behalf of all of us?
    i.e. submit court papers on behalf of BAG?

    Im sure we would all prefer this, rather than go it alone which would be my nightmare. Although I am prepared for this..:? :? :?
    Last edited by solidstan1; 3rd October 2006 at 14:12.

  10. #9
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    keren29 Novitiate

    Cagger since Apr 2006
    Posts 500

    Default Re: Has your case been stayed pending a test case

    I've had a stay ordered for my first Abbeyautolinker.com autolinking image claim until 31 January 2007 when it will be reviewed by the Judge.

    "This case is one of many hundreds being issued all over the country presumably as a result of the actions of a pressure group and it is in the interests of Justice for a consistent approach to be takens and the Designated Civil Judge anticipates trying a batch of such cases early in 2007 as test cases"

    I guess my second Abbey claim will get the same outcome.......I'll find and send the 'please remove the stay' on the board letter to see if I can get it removed.


    Any thoughts or help gratefuly received.
    Abbey - Claim 1
    full hearing 22 Feb 07 - Settled in full £710
    Abbey (Claim 2)
    full hearing 22 Feb 07- Settled in full £4000
    Abbey (Claim 3)
    Court date 27 June -
    Capital One (claim 1)
    £467 Settled in full 20 Sep
    Capital One (claim 2)
    £72 refunded 19 Aug
    Associates (Citicards)
    claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

  11. #10
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    Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia's Avatar

    Cagger since Aug 2006
    I am in little village in wales no point putting it here no-one would have heard of it
    Posts 1,476

    Default Re: Has your case been stayed pending a test case

    Blinking lora!! Jan 2007, crickey, thats pushing it isnt it!!! Surely the judges are aving a laugh with a date like that? I want my money back before crimbo!!!

  12. #11
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    stadium_arcadium Informative stadium_arcadium Informative stadium_arcadium Informative stadium_arcadium's Avatar

    Cagger since Apr 2006
    I am in Wales
    Posts 550

    Default Re: Has your case been stayed pending a test case

    Quote Originally Posted by purp72
    For all those whose cases are currently stayed at Cardiff county courtautolinker.com autolinking image -

    I have just spoken to the court and have been informed that the circuit judge (His Hon. Judge Hickinbottom)and the head district judge will be meeting later this week to discuss what approach to take with all of the bank charges cases currently stayed (particularly as Williams v Barclaysautolinker.com autolinking image Bank now appears to have been settled - although it's not clear that this information has filtered through to the court yet).

    The listing's clerk did also indicate that the judges might chose another case as a "test-case" but that everyone who had applied for removal of the stay should hear something by the middle of next week.
    Thanks for your constant updates Purp, very much appreciated! I will ring CC as soon as they open and try to find out whats happening with my case, as I've still not heard anything!

  13. #12
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    stadium_arcadium Informative stadium_arcadium Informative stadium_arcadium Informative stadium_arcadium's Avatar

    Cagger since Apr 2006
    I am in Wales
    Posts 550

    Default Re: Has your case been stayed pending a test case

    Update:
    After speaking to Cardiff Court today I have been given information that stayed casesautolinker.com autolinking image for bank charges will stay in place until the outcome of a hearing on the 17th October in London, against Lloydsautolinker.com autolinking image.
    No doubt they will settle beforehand:-|

  14. #13
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    Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia's Avatar

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    I am in little village in wales no point putting it here no-one would have heard of it
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    Default Re: Has your case been stayed pending a test case

    its a bit of a mess isnt it? the courts keep putting stays on waiting for a test case, but there neve is a test case as the banks keep settleing.

    Something has got to crack soon!

    Do you think that maybe the banks are getting together and somewhere in the background are getting their experts bevering away to find a way that they can win in court?

    I mean surely as this gains momentum and they are going to be paying out more, they are going to find a way to stop it sooner or later.

    And as for the courts I can appreciate that they thinkthey have to put stays on cases but surely they can reflect at past sitaution and realise what is happening?
    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full

  15. #14
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    file_wizzard Novitiate

    Cagger since Feb 2006
    I am in London
    Posts 107

    Default Re: Has your case been stayed pending a test case

    Quote Originally Posted by Allyxia
    its a bit of a mess isnt it? the courts keep putting stays on waiting for a test case, but there neve is a test case as the banks keep settleing.

    Something has got to crack soon!

    Do you think that maybe the banks are getting together and somewhere in the background are getting their experts bevering away to find a way that they can win in court?

    I mean surely as this gains momentum and they are going to be paying out more, they are going to find a way to stop it sooner or later.

    And as for the courts I can appreciate that they thinkthey have to put stays on cases but surely they can reflect at past sitaution and realise what is happening?
    See my posts R.e a CMC at the high court in London on the 18th of October, it will be these cases that are used as any potential precedent, there are indeed various mercantile courts throughout the county, however they will all await the outcome of our cases at the High Court with Judge Mackie QC.

  16. #15
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    Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia's Avatar

    Cagger since Aug 2006
    I am in little village in wales no point putting it here no-one would have heard of it
    Posts 1,476

    Default Re: Has your case been stayed pending a test case

    yes I following those, but what happens if the banks settle before the 18th?

    Surely they are not going to go to court are they?

    Or have a I got the wrong end of the stick as to what this case is all about?

  17. #16
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    Andy Ross Novitiate

    Cagger since Jun 2006
    Posts 99

    Default Re: Has your case been stayed pending a test case

    \they won't go to court and the courts will find another 'test case' and stay again! its's a treadmill that plays into the banks hands.

  18. #17
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    file_wizzard Novitiate

    Cagger since Feb 2006
    I am in London
    Posts 107

    Default Re: Has your case been stayed pending a test case

    We are currently exploring ways to force disclosure even if an offer of financial settlement is made before the final hearing, however it is important to keep in mind that the CMC on the 18th is the very early stages of any potential full hearing

    There are also significant risks involved in this strategy and these need to be fully considered and mitigated before I, or indeed anyone else who wished to take that course of action proceeds any further.

  19. #18
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    mcuth Highly informative mcuth Highly informative mcuth Highly informative mcuth Highly informative mcuth Highly informative mcuth Highly informative mcuth Highly informative

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    Default Re: Has your case been stayed pending a test case

    Quote Originally Posted by Allyxia
    Blinking lora!! Jan 2007, crickey, thats pushing it isnt it!!! Surely the judges are aving a laugh with a date like that? I want my money back before crimbo!!!
    You think that's bad? I've just got notices that 2 of my cases have been stayed til 1st March 2007 pending test case results!

    At the moment though, I haven't a massive amount of time to devote to it as a family emergency's keeping me busy. Hopefully later this week I'll be able to crack on with next actions, updates & posts....

    Cheers

    Michael

  20. #19
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    file_wizzard Novitiate

    Cagger since Feb 2006
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    Default Re: Has your case been stayed pending a test case

    Just as an update I have received notification from the court this morning that there will be an additional 12 case as well as mine that will be reviewed in the CMC on the 18th of October.

  21. #20
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    Default Re: Has your case been stayed pending a test case

    So next Monday it is then Guys!!!!!!

    Will keep peeps out for interestautolinker.com autolinking image!!!

    Mccuth hopefully the "magic" test case would have been heard before your case and you'll get a pay out automatically!! Now Im just off to take my unicorn, to check the pot of gold at the end of my rainbow, after Ive fed my flying pigs!!!!

    I have so many claims that Im pursuing at the moment Ineed a settlement on my Natwestautolinker.com autolinking image one so I can afford to start the other through the court systems. All of them are on hold at the moment, as my maternityautolinker.com autolinking image pay has run out and me skint!!!!

    Out of the three payouts Ive had the just went on to the cards or into the accounts with ovedrafts doh!! Wont be splashing out just yet

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