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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
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Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
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Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
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Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK's leading motor offence solicitors
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  1. #1
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    sohoscribbler Novitiate

    Cagger since May 2006
    Posts 149

    Default Case transferred by judge to Mercantile Court and new charges added since

    A judge recently transferred my claim against the Halifaxautolinker.com autolinking image to the Mercantile Court, London. Meanwhile the Halifax has continued charging me penalty fees, to the sum of over £1000.

    Would I be more likely to reach a swift settlement if I amend my existing claim to include unlawful penalty charges added since I issued my claim? Or is it better to issue a fresh claim? I am aware of the £35 fee for amending an existing claim but the sooner I get the money the better.

    Also, the delay in the Halifax's refunding my money has led me to incur a default on a mortgage payment. I simply have not had the money to pay my monthly installments, but would have done without these punitive bank charges. How best do I deal with this?

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  3. #2
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    Isiris Informative Isiris Informative Isiris Informative

    Cagger since Mar 2006
    Posts 746

    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    SOHO

    Is this the thread you have with the Halifaxautolinker.com autolinking image already on the Halifax Section. I have posted a reply if it is

  4. #3
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    The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

    Cagger since Jan 2006
    I am in Please consider making a donation if we have helped you. Thanks
    Posts 12,166

    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    I suggest that you issue a fresh claim. It wil add to the pressure and I would expect that if they settle the first, they will settle the second at the same time.
    If they want to have the two claims joined then they can apply to do so.

    I suggest that you merely send them a 7 day lbaautolinker.com autolinking image with a schedule and then issue the claim.
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  5. #4
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    sohoscribbler Novitiate

    Cagger since May 2006
    Posts 149

    Default Re: Case transferred by judge to Mercantile Court and new charges added since

    Thanks! Unfortunately I have already sent them an initial 14-day request for repayment and said I'll send a second lbaautolinker.com autolinking image if I do not receive a full offer.Not sure I can go back on this now...Also, I'm out of the country till 5 Jan.

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