Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Come and chat with us here (NB: External site NOT affiliated with CAG)
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Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | |  The Consumer Forums | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name | | | The Consumer Forums | Last Post | Threads | Posts |  |  | Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | |
Today 04:50  | 17,147 | 57,739 | | Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 11 | 12 | | Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum. |
7th July 2007 13:27 | 7 | 14 |  | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. Follow this link to our PPI forum, where you will find information about whether you have a valid claim for a refund, and about the reclaiming process. | - | - | - | | | Never | 0 | 0 |  Missing Persons | | | The Consumer Forums | Last Post | Threads | Posts | | Contact a moderator to include an appeal or an announcement in this forum.
Only UK-relevant matters please. |
22nd January 2008 19:51 | 10 | 11 | | Consumer Action Group Webmail | | | The Consumer Forums | Last Post | Threads | Posts | | Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters.
Consult your email either here or on your favourite POP3 email program. | - | - | - | | The Consumer Forums libraries - bank charges materials and other issues The Consumer Forums materials base. YOU will need to register to view these materials
REGISTRATION IS FREE | | | The Consumer Forums | Last Post | Threads | Posts | | Bank charges, Data Protection Act and other issues related to Consumer rights.
***** This Library will appear to be private if you are not registered ***** --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 21 | 29 | | All issues relating to unfair penalty charges and Consumer rights.
***** This Library will appear to be private if you are not registered ***** --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 33 | 40 | | ***FULLY REVISED TO TAKE INTO ACCOUNT THE RECENT COURT JUDGEMENT***
The Bank Action Group document and letter templates. Use these to make your claim for your excessive unfair bank charges refunds or to challenge Data Protection Act violations --- REGISTRATION IS FREE
***** This Library will appear empty if you are not registered ***** | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 37 | 80 | | This forum contains templates to be used in respect of complaints made under the Consumer Protection from Unfair Trading Regulations 2008. You will have to register to view these templates --- REGISTRATION IS FREE
***** This Library will appear empty if you are not registered ***** | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 3 | 3 | | Newspaper and internet articles. Radio and TV items about excessive unfair bank charges and other consumer rights issues
***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 9 | 10 | | Links to Governmental and non-Governmental agencies
***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 40 | 43 | | Explanatory notes intended to make the court system more accessible to you.
If you have to go to court to Reclaim the Right. Recover bank penalty charges.
***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 6 | 6 | | The Consumer Forums The Consumer Action Group | | | The Consumer Forums | Last Post | Threads | Posts | | Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
Today 01:27 | 278 | 7,269 | | |
Today 05:07 | 5,342 | 49,863 | | As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible. |
Yesterday 11:27 | 761 | 8,646 | | If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter. |
16th November 2008 12:58 | 18 | 233 | | Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. |
Yesterday 21:45 | 539 | 5,225 | | |
Today 00:35 | 271 | 2,507 | | With the switch to Digital now in full swing, we are seeing an escalation of problems ranging from faulty set-top boxes to poor customer service and difficulties with unsubscribing and being overcharged. Whatever the issue - this is now the place to post your story. |
Yesterday 19:09 | 4 | 25 | | Problems with the DVLA? Don't we all? - here's the place to post. |
Today 05:36 | 299 | 3,268 | | Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here. |
Today 01:24 | 1,219 | 11,111 | | |
Yesterday 23:04 | 411 | 3,859 | | |
Yesterday 15:20 | 442 | 3,524 | | |
Today 01:14 | 1,088 | 9,093 | | This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums. |
Today 00:15 | 188 | 980 | | |
Yesterday 02:51 | 232 | 2,480 | | A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc. |
Today 02:23 | 2,740 | 34,233 | | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
Today 03:01 | 1,733 | 18,972 | | Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that. |
Yesterday 20:12 | 79 | 869 | | This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. |
Yesterday 23:39 | 2,166 | 18,119 | | If you have a problem with goods which you have purchased by a major UK retailer, share it with us here. This is where you Reclaim the Right.
ENTER NOW. |
Today 03:37 | 1,267 | 11,987 | | If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice |
18th November 2008 13:27 | 117 | 1,598 | | Come here if you think that you have consumer-style problems which are connected to your status as a student |
Yesterday 22:51 | 307 | 3,484 | | |
Today 02:22 | 1,854 | 15,333 | | |
Yesterday 23:55 | 923 | 6,096 | | |
Today 02:15 | 627 | 4,934 | | The Consumer Review Centre Consumer Reviews | | | The Consumer Forums | Last Post | Threads | Posts | | Have you bought a product or paid for a service? Would you like to recommend it - or warn others about it.
Whatever it is:- software, hardware, TVs, service, cars, holidays. Whatever
Write your review here. |
18th November 2008 16:00 | 28 | 88 | | Have you a computer or other computer equipment? Would you like to recommend it - or warn others about it
Write your review here. |
8th November 2008 16:32 | 10 | 45 | | Have you bought or used any computer services? Would you like to recommend it - or warn others about it?
Write your review here. |
20th October 2008 23:27 | 18 | 106 | | Have you bought or used any computer software? Would you like to recommend it - or warn others about it?
Write your review here. |
30th August 2008 17:39 | 9 | 46 | | Have you shopped at a department store? Would you like to recommend it - or warn others about their customer service.
Write your review here. |
Yesterday 11:10 | 9 | 45 | | Have you bought a financial product or used a service? Would you like to recommend it - or warn others about it.
Loans, Mortgages, Savings, financial advice. Whatever
Write your review here. |
16th November 2008 20:11 | 18 | 67 | | Have you bought a health product or used a health service? Would you like to recommend it - or warn others about it.
Write your review here. |
17th October 2008 01:09 | 1 | 12 | | Have you bought Insurance or had to make a claim? Would you like to recommend it - or warn others about it.
Car, Household, travel, breakdown, building, life insurance. Whatever
Write your review here. |
13th October 2008 10:18 | 9 | 37 | | We have started testing telephone recording devices. We will review them here.
Have you tried one or to would you like to comment on our review?
Do it here. |
Yesterday 13:26 | 6 | 6 | | Have you traveled or been on holiday? Would you like to recommend it - or warn others about it.
Air, train, boat, coach travel. Package holidays or hotels. Whatever
Write your review here. |
17th October 2008 15:17 | 22 | 67 | | The Consumer ForumsDebt Action Group "Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt. | | | The Consumer Forums | Last Post | Threads | Posts | | Advice on how to deal with debt collectors |
Today 05:28 | 11,320 | 186,095 | | Your rights when dealing with bailiffs and sheriff officers |
Today 02:11 | 1,642 | 23,462 | | Experian, Equifax, CallCredit etc |
Today 05:27 | 230 | 3,574 | | They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice. |
Yesterday 15:28 | 91 | 1,502 | | Advice on some of the formal debt management solutions |
Today 02:21 | 266 | 3,047 | | Advice and guidance on Scotland specific debt issues |
Today 02:32 | 140 | 1,351 | | Advice and guidance on dealing with court action by a creditor |
Today 03:01 | 1,564 | 42,075 | | Advice on dealing with secured debt |
Yesterday 23:23 | 587 | 9,331 | | Tell us your repossession story or seek help here |
Today 00:25 | 171 | 3,273 | | Advice and guidance on dealing with debt on a personal level |
Yesterday 17:08 | 26 | 244 | | Advice on how to work towards a debt free life |
Today 05:12 | 309 | 3,293 | | Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 16 | 123 | | Post here any general debt questions not covered elsewhere. |
Today 04:46 | 6,132 | 76,578 | | The Consumer Forums The Bank Action Group - against unlawful bank charges | | | The Consumer Forums | Last Post | Threads | Posts | | The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED. | - | - | - | | Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges. |
Today 03:01 | 6,887 | 83,180 | | If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) |
Yesterday 13:41 | 842 | 8,367 | | Had a bad day, Dear?
Come here for some off-topic chat. |
Today 02:59 | 1,980 | 105,828 | | Want to meet up with other CAG people round the country? |
Yesterday 23:09 | 47 | 7,174 | | Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 21:43 | 4,961 | 72,255 | | Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? |
Yesterday 10:27 | 1,585 | 19,271 | | Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree. |
Today 01:33 | 7,128 | 95,262 | | Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 01:01 | 763 | 6,326 | | Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 03:30 | 6,904 | 91,381 | | Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 02:30 | 7,265 | 106,286 | | Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 00:46 | 7,213 | 89,073 | | Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded. |
Today 01:51 | 1,235 | 17,815 | | Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 20:17 | 5,198 | 74,470 | | Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. | | |
