Car Repossession

Heather1234 · 29th May 2009, 14:28

I really need some help.

I have had a car on finance for about three years, last year when i wasnt working i got into arrears on the account and the company took me to court and got a judgement for delivery of goods (suspended). subject to me making monthly payments, which i did till march this year when i missed two payments due to not working.

Today people turned up from the company clamped my car on my drive and then had me hand over the keys and took the car away. Can they do this without out another court order? I have paid over half the balance on the car

maroondevo52 · 29th May 2009, 14:40

Hello and Welcome, Heather.

I'll move this thread to a Forum where you should get the help your looking for.

EDIT: Thread moved.

Regards.

Scott.

Conniff · 30th May 2009, 23:28

Quote:

Originally Posted by Heather1234

I really need some help.

I have had a car on finance for about three years, last year when i wasnt working i got into arrears on the account and the company took me to court and got a judgement for delivery of goods (suspended). subject to me making monthly payments, which i did till march this year when i missed two payments due to not working.

Today people turned up from the company clamped my car on my drive and then had me hand over the keys and took the car away. Can they do this without out another court order? I have paid over half the balance on the car

You have really answered your own question.

You should now get in contact with the finance company and ask them if there is a possibility of a return. They will probably only agree if you can pay the outstanding balance.

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29th May 2009, 14:28	#1 (permalink)
Heather1234 Basic Account Holder We need funds Please donate something Cagger since : May 2009 Posts: 1	Car Repossession I really need some help. I have had a car on finance for about three years, last year when i wasnt working i got into arrears on the account and the company took me to court and got a judgement for delivery of goods (suspended). subject to me making monthly payments, which i did till march this year when i missed two payments due to not working. Today people turned up from the company clamped my car on my drive and then had me hand over the keys and took the car away. Can they do this without out another court order? I have paid over half the balance on the car

29th May 2009, 14:40	#2 (permalink)
maroondevo52 Site Team Give yourself a better chance with our claims guides and litigation kits Cagger since : Jun 2006 I am in: Edinburgh Posts: 13,049	Re: Car Repossession Hello and Welcome, Heather. I'll move this thread to a Forum where you should get the help your looking for. EDIT: Thread moved. Regards. Scott. __________________ Any advice I give is honest and in good faith. If in doubt, you should seek the opinion of a Qualified Professional. If you can, please donate to this site. Help keep it up and active, helping people like you. Bank of Scotland ( Business Account ) Small Claim. Total: £1,027.70 Settled in Full.(October 2006) Capital One Bank (Europe) plc Summary Cause Claim. Total : £1,111,94: Settled in Full. (February 2007) Bank of Scotland (Business Account) Summary Cause. Total: £1,051.60. Settled in Full (April 2007) Bank of Scotland (Business Account) FOS Claim. Total: £4,945.00. Settled in Full (March 2008.