Help Please!!!!!!!!!!!!!!!!!

marcus6 · 12th June 2009, 21:20

I dont know if this is in the right place or not be, please move it if its not,

any way here i am,

I have a "car" and i have not paid the last 3 months as works not good, with them 3 months missed i only have 3 more to make and the car is paid for, so in all i only have 6 months to pay, i got a letter today saying they are TERMINATEING the agreement and i need to give back the car, "i need the car for work"

Where do i stand with this, i can start to pay this off now as i have work for the next 3 months, do you think if i phone them on monday and make them an offer of 200 or 250 aweek, every think will be ok!!

your input please guys.......as i dont want to lose the car!!

What do you think the out come will be ? do you think they will take my offer ?

Thanks

dx100uk · 13th June 2009, 01:42

who is the creditor?
oh and look at your agreement, if you are that close tothe end, there are no car finance packages that i have ever seen that can demand the car back after certain calendar dates from the agreement have passed.

i would guess you have got a std computer generated letter here.

i would also expect that what you have concluded is correct, they should just allow to to pay it up and call it done.

unless its the dreaded welcome finance!
they nor we ever seem to understand half of why they do things...

dx

winslo · 17th June 2009, 22:54

according to my agreement if you have paid more that 1/3 they have to get a court order to repo the car. Unless ive mis read it.

dx100uk · 18th June 2009, 00:32

thats what i said
all a load of bull.

who is the creditor?

dx

12th June 2009, 21:20	#1 (permalink)
marcus6 Basic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Jun 2006 Posts: 60	Help Please!!!!!!!!!!!!!!!!! I dont know if this is in the right place or not be, please move it if its not, any way here i am, I have a "car" and i have not paid the last 3 months as works not good, with them 3 months missed i only have 3 more to make and the car is paid for, so in all i only have 6 months to pay, i got a letter today saying they are TERMINATEING the agreement and i need to give back the car, "i need the car for work" Where do i stand with this, i can start to pay this off now as i have work for the next 3 months, do you think if i phone them on monday and make them an offer of 200 or 250 aweek, every think will be ok!! your input please guys.......as i dont want to lose the car!! What do you think the out come will be ? do you think they will take my offer ? Thanks

13th June 2009, 01:42	#2 (permalink)
dx100uk Platinum Account Holder Protect your signature with SignGuard Cagger since : Dec 2006 Posts: 6,061	Re: Help Please!!!!!!!!!!!!!!!!! who is the creditor? oh and look at your agreement, if you are that close tothe end, there are no car finance packages that i have ever seen that can demand the car back after certain calendar dates from the agreement have passed. i would guess you have got a std computer generated letter here. i would also expect that what you have concluded is correct, they should just allow to to pay it up and call it done. unless its the dreaded welcome finance! they nor we ever seem to understand half of why they do things... dx

17th June 2009, 22:54	#3 (permalink)
winslo Basic Account Holder Watch out, there are Claims Touts about! Cagger since : Jul 2007 Posts: 24	Re: Help Please!!!!!!!!!!!!!!!!! according to my agreement if you have paid more that 1/3 they have to get a court order to repo the car. Unless ive mis read it.

18th June 2009, 00:32	#4 (permalink)
dx100uk Platinum Account Holder Protect your signature with SignGuard Cagger since : Dec 2006 Posts: 6,061	Re: Help Please!!!!!!!!!!!!!!!!! thats what i said all a load of bull. who is the creditor? dx