20th June 2009, 18:44
| #1 (permalink) |
| Basic Account Holder Your bank owes you an awful lot more money than you realise See here Cagger since : Jun 2009
Posts: 6
 |  used car purchase i signed the used car order form to buy a car a week ago. now my financial situation has changed. the dealer is threatening me to buy the car. am i legally obliged to buy the car? |
|      |
|
20th June 2009, 19:37
| #2 (permalink) |
| Site Team  eBay user? Find misspellings and zero-bid items Cagger since : Jun 2006 I am in: Edinburgh
Posts: 12,963
 | Re: used car purchase Hello and Welcome, I'll move this thread to the appropriate Forum. Regards. Scott.
__________________ Any advice I give is honest and in good faith.  If in doubt, you should seek the opinion of a Qualified Professional. If you can, please donate to this site. Help keep it up and active, helping people like you. Bank of Scotland ( Business Account ) Small Claim. Total: £1,027.70 Settled in Full.(October 2006) Capital One Bank (Europe) plc Summary Cause Claim. Total : £1,111,94: Settled in Full. (February 2007) Bank of Scotland (Business Account) Summary Cause. Total: £1,051.60. Settled in Full (April 2007) Bank of Scotland (Business Account) FOS Claim. Total: £4,945.00. Settled in Full (March 2008. |
|
| |
|
20th June 2009, 22:43
| #4 (permalink) |
| Gold Account Holder  Worried about companies stealing your signature? Use our new digital signature service Cagger since : Mar 2007 I am in: the computer room.
Posts: 5,904
| Re: used car purchase Write a civil letter explaining that you are now redundant  etc; and are no longer in a position to purchase.Don't beg, just say that under the circumstances you are cancelling the order. It's a million to one that he will go ahead with court action and if he does, you can tell the judge why. No one can get blood from a stone, if you have no money then you have no money full stop. Send you letter recorded delivery. |
|
| |
|
21st June 2009, 07:25
| #5 (permalink) |
| Basic Account Holder Worried about companies stealing your signature? Use our new digital signature service Cagger since : Jun 2009
Posts: 6
| Re: used car purchase Thank you Connifff. |
|
| |
|
21st June 2009, 07:29
| #6 (permalink) |
| Gold Account Holder Protect your signature with SignGuard Cagger since : Mar 2007 I am in: the computer room.
Posts: 5,904
| Re: used car purchase One other thing Charlie. If you have ordered this car from a distance, ie; you haven't seen the car, then you will be able to reject it under the distance selling regulations. That means you have to give no reason at all why you don't want it. |
|
| |
|
21st June 2009, 12:09
| #7 (permalink) |
| Basic Account Holder | Re: used car purchase Thanks again Conniff. There was a 'considerable amount' of discount offered for the car on which i was not first interested. But considering the amount i thought why not. The salesperson used this and said this offer is only on that particular day only. If i want to secure the car he asked me to put a deposit. I deposited £50 without taking the test drive and told him i would come back next day for test driving. After the test driving i noticed an accident part which he said that he would repair it me. All this took place on last Saturday and Sunday. The salesperson asked me to take insurance to buy the tax disc, which i also did on wednesday. Only on friday night i found out that my financial situation would affect me buying this car and yesterday morning i told salesperson. Following that he threatened me over phone that his legal team and police will be involved if refuse to sign. I have cancelled my car insurance on that car today. This is the whole story. |
|
| |
|
21st June 2009, 12:15
| #8 (permalink) |
| Classic Account Holder  eBay user? Find misspellings and zero-bid items Cagger since : Mar 2008 I am in: camborne
Posts: 1,683
| Re: used car purchase You will be ok, just loose your deposit. Did you sign anything? |
|
| |
|
21st June 2009, 12:33
| #9 (permalink) |
| Gold Account Holder Is your bank avoiding its debts Data disclosure poll Cagger since : Mar 2007 I am in: the computer room.
Posts: 5,904
| Re: used car purchase This has nothing to do with the police so worry not on that, he's just trying to frighten you. The 'one day' offer is used by many sellers in all walks of life so you don't go home and have second thoughts and not go back. He obviously was making a profit on whatever he sold it for. |
|
| |
|
21st June 2009, 13:06
| #10 (permalink) |
| Basic Account Holder Is your bank avoiding its debts Data disclosure poll Cagger since : May 2008 I am in: congleton in cheshire
Posts: 518
| Re: used car purchase you are under no obligation to purchase the car and to be honest its worth writing a leter of complaint to OFT detailing the threats and if the dealer does ring, politely tell him to do one. I work for a massive car dealership and to be honest we have cancellations all the time due to peoples financial situations changing literally overnight and to be honest we always refund the deposit because when a persons circumstancies change for the better they will remember that and come back. |
|
| |
|
21st June 2009, 13:51
| #11 (permalink) |
| Basic Account Holder Worried about companies stealing your signature? Use our new digital signature service Cagger since : Jun 2009
Posts: 6
| Re: used car purchase Thanks. I signed the order form subjected to test drive. |
|
| |
|
21st June 2009, 13:54
| #12 (permalink) |
| Basic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Jun 2009
Posts: 6
| Re: used car purchase Thank you all (conniff, mojo8, raydetinu) for the support and information. |
|
| |
