Mortgage arrears

matthead · 25th July 2007, 08:24

I have been searching high and low to get confirmation on whether or not it is possible to reclaim arrear charges.

The information I get is so unclear this is why I have decided to ask the question again.

Is it possible to reclaim arrear charges..??

TIA

I am with the woolwich

welshcakes · 25th July 2007, 12:12

Hi Matt

This thread http://www.consumeractiongroup.co.uk...ourt-date.html dealt with one posters experience at attempting monthly arrear charge reclaim (NOT early redemption charge).

It's an interesting read, and sugests that there may still be avenue to claim on the charge applied to being late paying monthly mortgage. This particular thread case lost on a very simple technicality which with hindsight, future claimants can avoid.

I have pondered filing to reclaim on the £35 admin autolinker.com autolinking image

charge that my mortgage company applies when my monthly payment has been late in the past. Personally, I need to read up on a lot more and as my lifestyle is extremely busy, I feel it would be best to leave the mortgage reclaim pioneering to those braver and bolder than myself...

though this may change!

25th July 2007, 08:24	#1 (permalink)
matthead Basic Account Holder Try our new digital signature service Cagger since : Jul 2007 Posts: 3	Mortgage arrears I have been searching high and low to get confirmation on whether or not it is possible to reclaim arrear charges. The information I get is so unclear this is why I have decided to ask the question again. Is it possible to reclaim arrear charges..?? TIA I am with the woolwich

25th July 2007, 12:12	#2 (permalink)
welshcakes Classic Account Holder Worried about your signature being copied onto CCAs etc? Use SignGuard Cagger since : Nov 2006 I am in: Wales Posts: 1,005	Re: Mortgage arrears Hi Matt This thread http://www.consumeractiongroup.co.uk...ourt-date.html dealt with one posters experience at attempting monthly arrear charge reclaim (NOT early redemption charge). It's an interesting read, and sugests that there may still be avenue to claim on the charge applied to being late paying monthly mortgage. This particular thread case lost on a very simple technicality which with hindsight, future claimants can avoid. I have pondered filing to reclaim on the £35 admin charge that my mortgage company applies when my monthly payment has been late in the past. Personally, I need to read up on a lot more and as my lifestyle is extremely busy, I feel it would be best to leave the mortgage reclaim pioneering to those braver and bolder than myself... though this may change! __________________ 3 Active Claims: Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay Barclays Refund of Bank Charges (Joint account) - Awaiting court date Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent. 3 Wins : Barclays t/a The Woolwich (Data Protection Act breach costs & compliance) HSBC (on behalf of brother) Settled Out of Court - £3,874.76 Alliance & Leicester (on behalf of friend) Settled Out of Court - £723.41

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