28th June 2009, 01:06
| #1 (permalink) |
| Basic Account Holder |  Defaulted June 2006 - Help! Hi all, Many thanks for the advice i have already received. I have recently discovered that I have a default on my credit file  from June 2006 for what i can assume is all bank charges or at the very least nearly all bank charges (around 600 total)... Most of the information on here is about if the default was registered since june 2007.... Any advice How I can get this one started? Thanks |
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28th June 2009, 01:14
| #2 (permalink) |
| Basic Account Holder | Re: Defaulted June 2006 - Help! OK so far... Subject access request sent to Barclays address for this old account...Since most of the templates are for defaults after June 2007 do I follow same structure as default removal templates but without some wording? |
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28th June 2009, 01:47
| #3 (permalink) |
| Gold Account Holder  | Re: Defaulted June 2006 - Help! no just post off the std Subject access request .if you can prove that the charges solely put you over limit, then claim them back with int and demand the default is removed good luck with barclays..tough nut to crack dx |
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28th June 2009, 10:37
| #4 (permalink) |
| Basic Account Holder
Posts: 50
 | Re: Defaulted June 2006 - Help! Thanks dx100uk, Can I incorporate the fact that I never received DN (I assume they haven't got one & would be even more surprised if they can produce one!). Getting out my biggest nut-crackers... and a blow torch.... |
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28th June 2009, 12:54
| #5 (permalink) |
| Gold Account Holder
Posts: 5,994
 | Re: Defaulted June 2006 - Help! well lets see what you get in the Subject access request , it should have a copy of it.if it has prob faulty anyhow! dx |
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