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24th June 2007, 21:37
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| Basic Account Holder |  Bank Workers Help With My Mortgage Hi everyone A DCA has placed an old default on my credit reference file and has made a " debt search" What does the bank have access to on my credit report  . I have an excellent relationship with my bank , I have a mortgage and overdraft with them . all being operated well . I bank with the nationwide nowI remeber a staff member at HSBC saying any adverse data they automatically are informed of CCJS defaults ect. So am worried that an old default ( 5years 10 months old) will have major impact on new finanicial relationship . I do not need to apply for credit i just want to maintain the current credit line i have with my new bank ( its taken over 5 years to get a normal bank account.) comments please |
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