NatWest's 2001 historical terms and conditions have been ruled to be unenforceable penalties!!
This seems to be the conclusion of a judgment given today by Judge Andrew Smith, the High Court judge who is presiding over the OFT test case.
This has important consequences for NatWest customers - both pesonal and business.
Other sets of NatWest conditions dated 2003 and 2004 - and all of the terms and conditions of the other banks involved in the cases do not appear to create unenforceable penalties.
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